409 N Walnut St, Creston, IA 50801 Property Records

Union County property record for 409 N Walnut St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 660 sqft · built 1893
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$884 (2025)
Deeds & Mortgages	Mar 2020 Refinance Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0501435004`

Property Details

APN / Parcel Number

Primary APN	`0501435004`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	660 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Mixed
Garage Area	408 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	409 N WALNUT ST
City	CRESTON
State	IA
Zip	50801-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWIG 1ST S-2 LOT 52
Legal Subdivision	SWIGERTS FIRST ADDITION
Legal Lot Number	52
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4041
Census Tract	190400

Owner

409 N Walnut St is owned and occupied by two individuals who acquired it in December 2017.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 N WALNUT ST, CRESTON, IA 50801-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA BANKERS MORTGAGE CORPORATION
Dec 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2017
Transfer Doc	1163/318
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	409 N WALNUT ST, CRESTON, IA 50801-2447
Transaction Type	Mortgage
Record Updated	Apr 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1216/101
Date	Mar 5, 2020
Book Page	1216/101
Instrument	202000000387

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Dec 20, 2017
Property Address	409 N WALNUT ST, CRESTON, IA 50801-2447
Document Number	1163/318
Book / Page	1163 / 318
Instrument Date	Dec 19, 2017
Instrument	2017-00002396
Transaction Type	Transfer
Record Updated	Oct 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	409 N WALNUT ST, 409, CRESTON, IA 50801-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 N WALNUT ST, CRESTON, IA 50801-2447

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Walnut St was $884 with a homeowner's exemption, up 1.4% from the year before.

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,880 (-) Land $4,500 Building $59,380	$63,880 (-) Land $4,500 Building $59,380
2025	$884.00 (+1.38%) Homeowner's exemption	$63,880 Land $4,500 Building $59,380	$63,880 Land $4,500 Building $59,380
2024	$872.00
2023		$38,050 Land $4,820 Building $33,230	$38,050 Land $4,820 Building $33,230
2022	$584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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