San Diego County property record for 409 N Tremont St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,537 sqft · built 2003 |
| Lot Size | 0.58 acres (2,513 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,130,000 (Feb 2019) |
| Tax Bill | $14,137 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147-083-12-00 |
| Primary APN | 147-083-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,537 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 2,513 sqft (0.58 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 409 N TREMONT ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-2535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D-5 |
| Legal Description | PAR 1 TR PM20969 |
| Legal Subdivision | PARCEL MAP NO 20969 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 18400 |
409 N Tremont St is owned by an individual who bought it in February 2019.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5925 E TIBER DR, ANAHEIM, CA 92807-3940 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 8, 2019 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Feb 8, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2019 · Amount on File |
| Deed Sale | Feb 8, 2019 · Amount on File |
| Deed Document Number | 201946039 |
| Prior Transfer Date | Feb 4, 2019 |
| Prior Transfer Doc | 0000046038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 409 N TREMONT ST, OCEANSIDE, CA 92054-2535 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 5925 E TIBER DR, ANAHEIM, CA 92807-3940 |
| Document Number | 0000124775 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-0124775 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 8, 2019 |
| Property Address | 409 N TREMONT ST, OCEANSIDE, CA 92054-2535 |
| Document Number | 0000046038 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 46038 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5925 E TIBER DR ANAHEIM CA 928073940, ANAHEIM, CA 92807-3940 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 8, 2019 |
| Property Address | 409 N TREMONT ST, OCEANSIDE, CA 92054-2535 |
| Document Number | 0000046039 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 46039 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,243.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5925 E TIBER DR ANAHEIM CA 928073940, ANAHEIM, CA 92807-3940 |
| Document Number | 46040 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 46040 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2049 |
The 2025 property tax bill for 409 N Tremont St was $14,137.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,285,742 (+2%) Land $682,695 Building $603,047 | |
| 2025 | $14,137.00 | $1,260,532 Land $669,309 Building $591,223 |
| 2023 | $13,442.00 (+1.53%) | $1,211,586 Land $643,320 Building $568,266 |
| 2022 | $13,239.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 409 N Tremont St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 N Tremont St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2026) action level 15 ppb |
| Copper | 2.32 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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