409 N Stephens St, Quitman, TX 75783 Property Records

Wood County property record for 409 N Stephens St, Quitman, TX 75783 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	8 ba · 1,778 sqft
Lot Size	0.511 acres (22,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$743 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4040-0031-0010-40`

Property Details

APN / Parcel Number

Primary APN	`4040-0031-0010-40`
Alternative APN	`37065`

Interior

Full Baths	8 Baths
Building Area	1,778 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	1,778 sqft

Exterior

Architectural Style	Other
Exterior Material	Wood
Lot Area	22,272 sqft (0.511 acres)
Lot Dimensions	206 ft deep x 108 ft wide
Porch	Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	4040-0031-0010-40
Old Parcel Number	40400031001040
Street Address	409 N STEPHENS ST
City	QUITMAN
State	TX
Zip	75783-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1A,2A BLK 31 .5113 QUITMAN TOWNSITES
Legal Subdivision	QUITMAN TOWNSITES
Legal Block	31
Legal Lot Number	1A
Jurisdiction	WOOD TX
Township / Civil Division	QUITMAN
Census Block Group	1
Census Block	1005
Census Tract	950500

Owner

Source: Wood County records · APN 4040-0031-0010-40

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 N STEPHENS ST, QUITMAN, TX 75783-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BTH BANK NA
Sep 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage BTH BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2001
Deed Sale	Aug 01, 2001
Deed Document Number	0001796215
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	409 N STEPHENS ST, QUITMAN, TX 75783-2206
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002252
Date	Feb 28, 2022
Instrument	2022-00002252

Lender

Name	BTH BANK NA
Type	Bank
Address	TYLER, TX 75711

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2037

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOOD TX
Property Address	409 N STEPHENS ST, QUITMAN, TX 75783-2206
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000008347
Date	Sep 01, 2020
Instrument	2020-00008347

Lender

Name	BTH BANK NA
Type	Bank
Address	TYLER, TX 75703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Wood County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wood County
Municipality	Quitman City
Unified School District	Quitman Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-34.42%) Homeowner's exemption Senior Citizen's exemption	$121,534 (+9.98%) Land $6,680 Building $122,240	$128,920 (+16.66%) Land $6,680 Building $122,240
2023		$110,510 Land $6,680 Building $103,830	$110,510 Land $6,680 Building $103,830
2022	$1,133.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wood County (48499C), updated September 3, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484999505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015, other causes

Wildfire

Wildfire Risk	Low above 34% of the US · above 10% of Texas
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 195 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Peoples Telephone Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Peoples Telephone Cooperative	Fixed Wireless	500 / 60
Verizon	Fixed Wireless	300 / 20
AMG Technology Investment Group	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Optimum Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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