409 N Oak Ave, Mount Prospect, IL 60056 Property Records

Cook County property record for 409 N Oak Ave, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,059 sqft · built 2008
Lot Size	0.444 acres (19,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2005)
Tax Bill	$17,327 (2023)
Deeds & Mortgages	Dec 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-33-206-001`

Property Details

APN / Parcel Number

Primary APN	`03-33-206-001`
Alternative APN	`03-33-206-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,059 sqft Living Area
1st Floor Area	3,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	19,320 sqft (0.444 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	409 N OAK AVE
City	MOUNT PROSPECT
State	IL
Zip	60056-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A T MCINTOSH & COMPANYS N BLK 1 LOT 11
Legal Range	11E
Legal Township	42N
Legal Section	33
Legal Subdivision	A T MCINTOSH & COMPANYS NORTHW
Legal Block	1
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	5
Census Block	5012
Census Tract	802801

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 N OAK AVE, MOUNT PROSPECT, IL 60056-2218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	200526048
Last Transfer Date	Jun 2, 2014
Transfer Doc	0000016112
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Dec 29, 2025
Property Address	409 N OAK AVE, MOUNT PROSPECT, IL 60056-2218
Document Number	0036320299
Map Reference	DOC 15327949
Instrument Date	Dec 26, 2025
Instrument	2536320299
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 N OAK AVE, MOUNT PROSPECT, IL 60056-2218

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	409 N OAK AVE, MOUNT PROSPECT, IL 60056-2218
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007708245
Date	Mar 18, 2021
Instrument	2107708245

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate	1.99%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	409 N OAK AVE, MOUNT PROSPECT, IL 60056-2218
Document Number	1929846289
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NATIONAL TITLE CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 N OAK AVE MOUNT PROSPECT IL 600562218, MOUNT PROSPECT, IL 60056-2218

Mortgage

Document Number	1929846289
Date	Oct 25, 2019
Instrument	29846289

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2034

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,000 (+41.7%) Land $23,184 Building $69,816	$930,000 (+41.7%) Land $231,840 Building $698,160
2023	$17,327.00 (+4.18%) Homeowner's exemption	$65,633 (-) Land $19,320 Building $46,313	$656,330 (-) Land $193,200 Building $463,130
2022	$16,632.00 Homeowner's exemption	$65,633 Land $19,320 Building $46,313	$656,330 Land $193,200 Building $463,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL	100 / 20

May also be available: T-Mobile.

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