409 N Mystic Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 409 N Mystic Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,492 sqft · built 1994
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,347 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-23-18-401-016-000`

Property Details

APN / Parcel Number

Primary APN	`01-23-18-401-016-000`
Alternative APN	`61345`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,492 sqft Finished Area
1st Floor Area	1,492 sqft
Basement Area	1,476 sqft
Finished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Mixed
Garage Area	1,552 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane

Location & Zoning

Account Number	61345
Street Address	409 N MYSTIC CIR
City	SIOUX FALLS
State	SD
Zip	57110-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR;RURAL R
Legal Description	LOT 16 BLOCK 1 MYSTIC MEADOWS ADDN S12 NE14 & N12 SE14 18-101-48 SPLIT
Legal Range	48
Legal Township	101
Legal Section	18
Legal Subdivision	MEADOWS ADDN
Legal Block	1
Legal Lot Number	16
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SPLIT ROCK
Census Block Group	1
Census Block	1095
Census Tract	10403

Owner

409 N Mystic Cir is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 7, 2019	Deed of Trust, Mortgage GREAT WESTERN BANK
Mar 9, 2021	Deed of Trust, Mortgage SPLIT ROCK TOWNSHIP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1887MTG/666
Date	Jun 11, 2020
Book Page	1887 MTG/666

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1887MTG/663
Date	Jun 11, 2020
Book Page	1887 MTG/663

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5119 S MARION RD 309, 309, SIOUX FALLS, SD 57106-2890

Mortgage

Document Number	1871MTG/370
Date	Nov 7, 2019
Book Page	1871 MTG/370

Lender

Name	GREAT WESTERN BANK
Type	Bank
Address	SIOUX FALLS, SD 57103

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 5, 2029

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N MYSTIC CIR, SIOUX FALLS, SD 57110-6200

Mortgage

Document Number	1916MTG/568
Date	Mar 9, 2021
Book Page	1916 MTG/568

Lender

Name	SPLIT ROCK TOWNSHIP
Type	Government Agency
Address	SIOUX FALLS, SD 57110

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Mystic Cir was $5,347.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
County Subdivision	Split Rock Township
Unified School District	Brandon Valley School District 49-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,622 (-5.25%) Land $94,351 Building $353,271	$447,622 Land $94,351 Building $353,271
2025	$5,347.00	$472,400 (+8.52%) Land $95,400 Building $377,000
2024	$5,347.00	$435,300 Land $95,400 Building $339,900
2022	$4,274.00	$327,200 Land $73,400 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N Mystic Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N Mystic Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE HILLS private · serves 320 people · EPA ID SD4600624
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alliance Communications Cooperative.

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