409 N Main St, Lima, OH 45801 Property Records

Allen County property record for 409 N Main St, Lima, OH 45801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	23,528 sqft · built 1920
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Last Sale	$54,000 (Jul 2025)
Tax Bill	$919 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-3106-06-009.000`

Property Details

APN / Parcel Number

Primary APN	`37-3106-06-009.000`
Alternative APN	`M3837310606009000`

Interior

Stories	1 Story
Building Area	23,528 sqft Gross Area
1st Floor Area	9,304 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,498 sqft (0.241 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	409 N MAIN ST
City	LIMA
State	OH
Zip	45801-4314
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ROSES ADDITION LOT 282 FF 50.00
Legal Subdivision	ROSES ADDITION
Legal Lot Number	282
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2002
Census Tract	14100

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4565 ELIDA RD, LIMA, OH 45807-1151
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Warranty Deed, Transfer · Commercial Mortgage DELISH HOMES LLC
Mar 22, 2022	Warranty Deed, Transfer
Sep 21, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2025 · Amount on Record
Deed Sale	Jul 2, 2025 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	20256127
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	1290001003
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 2, 2025
Property Address	409 N MAIN ST, LIMA, OH 45801-4314
Document Number	7020006127
Book / Page	2025 / 6127
Map Reference	MB 1 PG 6
Instrument Date	Jun 20, 2025
Instrument	202507020006127
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 ELIDA RD, LIMA, OH 45807-1151

Mortgage

Document Number	7020006128
Date	Jul 2, 2025
Instrument	202507020006128

Lender

Name	DELISH HOMES LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 22, 2022
Property Address	409 N MAIN ST, LIMA, OH 45801-4314
Document Number	3220003330
Book / Page	2022 / 3330
Map Reference	MB 1 PG 6
Instrument Date	Feb 18, 2022
Instrument	202203220003330
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 CESSNOR AVE, LIMA, OH 45807

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Sep 21, 2018
Property Address	409 N MAIN ST, LIMA, OH 45801-4314
Document Number	0000010789
Instrument Date	Sep 21, 2018
Instrument	10789
Transaction Type	Transfer
Record Updated	Jan 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	413 GARFIELD AVE LIMA OH 458053221, LIMA, OH 45805-3221

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 29, 2018
Property Address	409 N MAIN ST, LIMA, OH 45801-4314
Document Number	0000001003
Instrument Date	Jan 29, 2018
Instrument	1003
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$60.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 GARFIELD AVE LIMA OH 458053221, LIMA, OH 45805-3221

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (-47.12%)	$9,070 (-) Land $6,300 Building $2,770	$25,900 (-) Land $18,000 Building $7,900
2024	$1,738.00 (-10.13%)	$9,070 (+9.81%) Land $6,300 Building $2,770	$25,900 (+9.75%) Land $18,000 Building $7,900
2023	$1,934.00 (+148.27%)	$8,260 (-) Land $5,740 Building $2,520
2022	$779.00	$8,260 Land $5,740 Building $2,520
2021			$23,600 Land $16,400 Building $7,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies, TSC.

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