409 N Main St, Celina, OH 45822 Property Records

Mercer County property record for 409 N Main St, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,968 sqft · built 1918
Lot Size	0.156 acres (6,798 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,500 (Jul 1986)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-102700.0000`

Property Details

APN / Parcel Number

Primary APN	`27-102700.0000`
Alternative APN	`08-01-228-008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Lot Area	6,798 sqft (0.156 acres)
Lot Dimensions	103 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	409 N MAIN ST
City	CELINA
State	OH
Zip	45822-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD PLAT LOT NO 283 N 1/2 & 286 PT LOT#: 00283
Legal Subdivision	CITY/CELINA
Legal Lot Number	283
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1036
Census Tract	967400

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 N MAIN ST, CELINA, OH 45822-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1986 · Amount on Record
Deed Sale	Jul 14, 1986 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	409 N MAIN ST, CELINA, OH 45822-1603
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N MAIN ST, CELINA, OH 45822-1603

Mortgage

Document Number	202600000155
Date	Jan 14, 2026
Instrument	202600000155

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Municipality	Celina City
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+0.24%)	$62,410 (-) Land $7,210 Building $55,200
2023	$2,462.00 (+21.16%)	$62,410 (+38.66%) Land $7,210 Building $55,200	$178,300 (+38.65%) Land $20,600 Building $157,700
2022	$2,032.00	$45,010 Land $4,480 Building $40,530
2020			$128,600 Land $12,800 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 11,682 people · EPA ID OH5400011
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20