Rockingham County property record for 409 N Main St, Bridgewater, VA 22812 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,707 sqft · built 1950 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,750 (2026) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 122A2-(A)-L44A |
| Primary APN | 122A2-(A)-L44A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,707 sqft Living Area |
| Gross Area | 3,838 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,237 sqft (0.235 acres) |
| Driveway | Gravel Driveway |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R26468 |
|---|---|
| Street Address | 409 N MAIN ST |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N MAIN ST |
| Legal Subdivision | MAIN ST |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 11500 |
Source: Rockingham County records · APN 122A2-(A)-L44A
Assessment roll updated June 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 N MAIN ST, BRIDGEWATER, VA 22812-1623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2010 |
| Transfer Doc | 3773/272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 409 N MAIN ST, BRIDGEWATER, VA 22812-1623 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-00024925 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 4918/010 |
| Instrument | 2017-00024925 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2032 |
Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,750.00 (+7.43%) | $265,300 (+10.73%) Land $62,500 Building $202,800 | $265,300 (+10.73%) Land $62,500 Building $202,800 |
| 2025 | $1,629.00 | $239,600 Land $45,000 Building $194,600 | |
| 2022 | $239,600 Land $45,000 Building $194,600 |
Source: FEMA National Flood Hazard Layer, Rockingham County (51165C), updated April 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511650115001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 29 (1985–2023) |
| Claims Outside the SFHA | 6 of 29 |
| Most Recent Claim | Jul 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Bridgewater Historic District listed 1984 · 128 contributing resources · NRIS 84000477 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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