Clay County property record for 409 N James Ave, Sutton, NE 68979
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,140 sqft · built 1900 |
| Lot Size | 0.232 acres (10,084 sqft) |
| Owner | Company Name on Record |
| Last Sale | $63,000 (Jun 2022) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3757-00-0-77020-004-8441 |
| Primary APN | 3757-00-0-77020-004-8441 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 575 sqft |
| Unfinished Basement | 575 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,084 sqft (0.232 acres) |
| Lot Dimensions | 144 ft deep x 70 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 409 N JAMES AVE |
|---|---|
| City | SUTTON |
| State | NE |
| Zip | 68979-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | S4' LOT 1 & LOT 2 BLK 4 CLARKS 1ST ADD SUTTON CITY |
| Legal Subdivision | CLARKS 1ST ADD |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Jurisdiction | CLAY NE |
| Township / Civil Division | SUTTON |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 962100 |
Source: Clay County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 875A ISLAND DR, 387, ALAMEDA, CA 94502-6751 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Line of Credit CS BANK |
| Jun 2, 2022 | Warranty Deed, Transfer NOT AVAILABLE, ADAMS LAND TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on Record |
| Deed Sale | Jun 2, 2022 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Document Number | 2022619 |
| Deed Book / Page | 135 / 183 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NE |
| Property Address | 409 N JAMES AVE, SUTTON, NE 68979-2029 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 681, SUTTON, NE 68979-0681 |
| Document Number | 00000266/2 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 266/2 |
| Instrument | 2021-01132 |
| Name | CS BANK |
|---|---|
| Type | Bank |
| Address | SUTTON, NE 68979 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NE |
| Recording Date | Jun 2, 2022 |
| Property Address | 409 N JAMES AVE, SUTTON, NE 68979-2029 |
| Document Number | 000135/183 |
| Book / Page | 135 / 183 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022-00619 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | NOT AVAILABLE, ADAMS LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $141.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Clay County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Clay County |
| Municipality | Sutton City |
| Unified School District | Sutton Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,900 (+12.83%) Land $10,050 Building $78,850 | $88,900 (+12.83%) Land $10,050 Building $78,850 | |
| 2025 | $1,144.00 (-10.76%) | $78,790 (+14.83%) Land $5,025 Building $73,765 | $78,790 (+14.83%) Land $5,025 Building $73,765 |
| 2023 | $1,282.00 | $68,615 Land $5,025 Building $63,590 | $68,615 Land $5,025 Building $63,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUTTON serves 1,447 people · EPA ID NE3103507 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.63 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Glenwood Telecommunications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Zito Media Cable | 100 / 25 |
May also be available: Nextlink.
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