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409 N Fork Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 409 N Fork Rd, Black Mountain, NC 28711

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 5,140 sqft · built 1995
Lot Size0.85 acres (37,026 sqft)
Owner2 Individual Names on File
Last Sale$1,340,000 (Aug 2026)
Tax Bill$6,076 (2025)
Deeds & MortgagesAug 2026 Sale
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN726090-2020-202

Property Details

APN / Parcel Number

Primary APN726090-2020-202
Alternative APNs
  • 0700-73-8278-00000
  • 070004738211000
  • 008199652

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,140 sqft Living Area
Gross Area6,067 sqft
1st Floor Area390 sqft
Upper Floors Area304 sqft
Basement Area2,208 sqft
Finished Basement1,890 sqft
Unfinished Basement318 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area117 sqft
Deck Area60 sqft
Patio Area91 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number726090-2020-202
Street Address409 N FORK RD
CityBLACK MOUNTAIN
StateNC
Zip28711-8762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-LD
Legal DescriptionSUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal SubdivisionGEIRGE HAMILTON
Legal Block1
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1005
Census Tract3107

Owner

409 N Fork Rd is owned by two individuals who bought it in August 2026.

Source: Buncombe County records, as of September 2, 2026

Owner of Record2 Individual Names on File
Mailing Address3112 TOFA CT, LONGWOOD, FL 32779-3110
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
May 20, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2026 · Amount on File
Deed SaleAug 25, 2026 · Amount on File
Prior SaleMay 20, 2021 · Amount on File
Deed Document Number2026
Deed Book / Page6623 / 1444
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateAug 25, 2026
Property Address409 N FORK RD, BLACK MOUNTAIN, NC 28711-8762
Document Number6623001444
Book / Page6623 / 1444
Instrument DateAug 24, 2026
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$270,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 TOFA CT, LONGWOOD, FL 32779-3110

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMay 20, 2021
Property Address409 N FORK RD, BLACK MOUNTAIN, NC 28711-8762
Document Number0060681447
Book / Page6068 / 1447
Map ReferenceMB 3994 PG 590
Instrument DateMay 19, 2021
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount on Record
Tax$1,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23750 VIA TREVI WAY, 23750, ESTERO, FL 34134-7184

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 N FORK RD, BLACK MOUNTAIN, NC 28711-8762

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Fork Rd was $6,076.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,076.00$929,900 Land $37,400 Building $892,500$929,900 Land $37,400 Building $892,500
2023$5,462.00$903,000$903,000 Land $52,400 Building $850,600
2021$929,900 Land $37,400 Building $892,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N Fork Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N Fork Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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