409 N Esperanza St, Pharr, TX 78577 Property Records

Hidalgo County property record for 409 N Esperanza St, Pharr, TX 78577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,136 sqft · built 1991
Lot Size0.078 acres (3,375 sqft)
Owner2 Individual Names on File
Tax Bill$471 (2025)
Deeds & MortgagesJul 2026 Sale
Jun 2026 Sale
APNW280000001000700

Property Details

APN / Parcel Number

Primary APNW280000001000700
Alternative APNs
  • R323563
  • 323563

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,136 sqft Living Area
Gross Area1,184 sqft
1st Floor Area660 sqft
Utility Area64 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,375 sqft (0.078 acres)
PorchCovered Porch
Porch Area48 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address409 N ESPERANZA ST
CityPHARR
StateTX
Zip78577-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST END ADDITION LOT 7 BLK 1
Legal SubdivisionWEST END ADDITION - SPA
Legal Tract7
Legal Block1
Legal Lot Number7
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group4
Census Block4002
Census Tract21500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 N Esperanza St is owned and occupied by two individuals who acquired it in July 2026.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address409 N ESPERANZA ST, PHARR, TX 78577-3739
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer
E RECORDING PARTNERS NETWORK
Jun 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2026
Deed SaleJun 22, 2026
Prior SaleOct 29, 2020
Deed Document Number20263762941
Last Transfer DateJul 1, 2026
Transfer Doc0003766187
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateJul 1, 2026
Property Address409 N ESPERANZA ST, PHARR, TX 78577-3739
Document Number0003766187
Instrument DateJul 1, 2026
Instrument20263766187
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyE RECORDING PARTNERS NETWORK

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address409 N ESPERANZA ST, PHARR, TX 78577-3739

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateJun 22, 2026
Property Address409 N ESPERANZA ST, PHARR, TX 78577-3739
Document Number0003762941
Instrument DateApr 24, 2026
Instrument20263762941
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address409 N ESPERANZA ST, PHARR, TX 78577-3739
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Esperanza St was $471, up 0.9% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityPharr City
Unified School DistrictPharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,988 (+1%)$93,028 (-2.25%) Land $32,400 Building $60,628
2025$471.00 (+0.86%) Homeowner's exemption Disabled Person's exemption$39,080$95,173 Land $24,908 Building $70,265
2024$467.00 (-12.55%)
2023$534.00 (+2.5%) Homeowner's exemption Disabled Person's exemption$32,297 Land $20,756 Building $29,685$50,441 Land $20,756 Building $29,685
2022$521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 N Esperanza St; there have been 20 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims20 (1982–2025)
Claims Outside the SFHA3 of 20
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 8 claims
  • Hurricane Hanna, Jul 2020 · 6 claims
  • Hurricane Alex, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 N Esperanza St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHARR
serves 79,715 people · EPA ID TX1080009
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on N Esperanza St

Nearby Streets

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