Franklin City property record for 409 N College Dr, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,650 sqft · built 1959 |
| Lot Size | 2.89 acres (126,106 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,666 (2026) |
| Deeds & Mortgages | Jun 2026 Construction Loan |
| APN | 087 025 1,4 |
| Primary APN | 087 025 1,4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,650 sqft Living Area |
| Gross Area | 5,065 sqft |
| 1st Floor Area | 2,650 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 126,106 sqft (2.89 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| Terrain | Wooded |
| Garage Area | 612 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 432 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 496 |
|---|---|
| Street Address | 409 N COLLEGE DR |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Description | LOTS 1&4 SYCAMORE RD & SUNSET DR 087-(025)-1 4 |
| Legal Subdivision | CITY OF FRANKLIN |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN CITY VA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 90100 |
409 N College Dr is owned and occupied by two individuals.
Source: Franklin City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 N COLLEGE DR, FRANKLIN, VA 23851-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN CITY VA |
| Recording Date | Jun 26, 2026 |
| Property Address | 409 N COLLEGE DR, FRANKLIN, VA 23851-2401 |
| Document Number | 0000001781 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20261781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 409 N COLLEGE DR, FRANKLIN, VA 23851-2401 |
| Document Number | 0000001781, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 20261781 |
| Name | FIRST BANK AND TRUST COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 409 N College Dr was $5,666, up 11.5% from the year before.
Source: Franklin City assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Franklin City |
| Unified School District | Franklin City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,666.00 (+11.54%) | $550,050 (+11.5%) Land $129,250 Building $420,800 | $550,050 (+11.5%) Land $129,250 Building $420,800 |
| 2025 | $5,080.00 | $493,300 Land $129,300 Building $364,000 | $493,300 Land $129,300 Building $364,000 |
| 2023 | $388,800 Land $122,300 Building $266,500 | $388,800 Land $122,300 Building $266,500 | |
| 2019 | $2,954.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 409 N College Dr; there have been 39 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 39 (1980–2024) |
| Claims Outside the SFHA | 11 of 39 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 N College Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures