409 N Cherry St, Kenton, OH 43326 Property Records

Hardin County property record for 409 N Cherry St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1970
Lot Size	0.181 acres (7,920 sqft)
Owner	Individual Name on File
Last Sale	$129,000 (Oct 2020)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-610064.0000`

Property Details

APN / Parcel Number

Primary APN	`36-610064.0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	984 sqft
Upper Floors Area	744 sqft
Basement Area	372 sqft
Unfinished Basement	372 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 N CHERRY ST
City	KENTON
State	OH
Zip	43326-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E JENNINGS 55
Legal Subdivision	E JENNINGS
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

409 N Cherry St is owned and occupied by an individual who bought it in October 2020.

Source: Hardin County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	409 N CHERRY ST, KENTON, OH 43326-1345
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC
Mar 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Feb 24, 2020 · Amount on File
Deed Document Number	20203391
Deed Book / Page	558 / 285
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 1, 2020
Property Address	409 N CHERRY ST, KENTON, OH 43326-1345
Document Number	000558/285
Book / Page	558 / 285
Instrument Date	Sep 26, 2020
Instrument	202000003391
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N CHERRY ST, KENTON, OH 43326-1345

Mortgage

Document Number	202000003392
Date	Oct 1, 2020
Instrument	202000003392

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Feb 24, 2020
Property Address	409 N CHERRY ST, KENTON, OH 43326-1345
Document Number	00555/3299
Book / Page	555 / 3299
Instrument Date	Feb 7, 2020
Instrument	202000000519
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N CHERRY ST, KENTON, OH 43326-1345

Mortgage

Document Number	202000000520
Date	Feb 24, 2020
Instrument	202000000520

Lender

Name	FIRST FEDERAL COMMUNITY BANK OF BUC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Mar 29, 2019
Property Address	409 N CHERRY ST, KENTON, OH 43326-1345
Document Number	00552/2672
Book / Page	552 / 2672
Instrument Date	Mar 29, 2019
Instrument	201900000787
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N CHERRY ST, KENTON, OH 43326-1345

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Cherry St was $1,935, down 0.5% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (-0.51%)	$44,240 (-) Land $2,770 Building $41,470
2024	$1,945.00 (+5.48%)	$44,240 (-) Land $2,770 Building $41,470
2023	$1,844.00 (+35.69%)	$44,240 (+54.42%) Land $2,770 Building $41,470	$126,400 Land $7,910 Building $118,490
2022	$1,359.00	$28,650 Land $2,070 Building $26,580
2020			$81,850 Land $5,910 Building $75,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 N Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 409 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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