409 N Cedar St, Chelan, WA 98816 Property Records

Chelan County property record for 409 N Cedar St, Chelan, WA 98816

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,823 sqft · built 1961
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Feb 2026)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2023 Mortgage + 2 more
APN	`272213510135`

Property Details

APN / Parcel Number

Primary APN	`272213510135`
Alternative APN	`44234`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
1st Floor Area	1,223 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil

Location & Zoning

Account Number	44234
Street Address	409 N CEDAR ST
City	CHELAN
State	WA
Zip	98816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARROLL AND OGDEN BLOCK 2 LOT 11 S 22.5 LOT 11 & L 12 LESS S 1 0.1700 ACRES S 22.5 LOT 11 & L 12 LESS S 1
Legal Range	22E
Legal Township	27N
Legal Section	13
Legal Subdivision	CARROLL AND OGDEN
Legal Phase	4
Legal Block	2
Legal Lot Number	11
Jurisdiction	CHELAN WA
Township / Civil Division	CHELAN
Census Block Group	2
Census Block	2015
Census Tract	960303

Owner

409 N Cedar St is owned and occupied by an individual who bought it in February 2026.

Source: Chelan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	409 N CEDAR ST, CHELAN, WA 98816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Aug 7, 2023	Intrafamily Transfer, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
May 10, 2022	Warranty Deed, Transfer · Commercial Mortgage MAGNOLIA CAPITAL PARTNERS LLC
May 10, 2022	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Prior Sale	Aug 7, 2023
Deed Document Number	20262618949
Prior Transfer Date	Aug 1, 2023
Prior Transfer Doc	0002584632
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHELAN WA
Recording Date	Feb 27, 2026
Property Address	409 N CEDAR ST, CHELAN, WA 98816
Document Number	0002618949
Map Reference	VOL 4 PG 126
Instrument Date	Feb 26, 2026
Instrument	2618949
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	CW TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N CEDAR ST, CHELAN, WA 98816

Mortgage

Document Number	0002618950
Date	Feb 27, 2026
Instrument	2618950

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHELAN WA
Recording Date	Aug 7, 2023
Property Address	409 N CEDAR ST, CHELAN, WA 98816
Document Number	0002584632
Map Reference	VOL 4 PG 126
Instrument Date	Aug 1, 2023
Instrument	2584632
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 BROADWAY ST # 123, 123, VANCOUVER, WA 98660-3278

Mortgage

Document Number	0002584633
Date	Aug 7, 2023
Instrument	2584633

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHELAN WA
Recording Date	May 10, 2022
Property Address	409 N CEDAR ST, CHELAN, WA 98816
Document Number	0002566892
Map Reference	VOL 4 PG 126
Instrument Date	May 6, 2022
Instrument	2566892
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE KING CNTY, FIRST AMERICAN TTL KING CNTY

Transaction

Amount	Amount on Record
Tax	$3,525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 E TROW AVE # 101, 101, CHELAN, WA 98816-8670

Mortgage

Document Number	0002566893
Date	May 10, 2022
Instrument	2566893

Lender

Name	MAGNOLIA CAPITAL PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELAN WA
Recording Date	May 10, 2022
Property Address	409 N CEDAR ST, CHELAN, WA 98816
Document Number	0002566891
Map Reference	VOL 4 PG 126
Instrument Date	May 6, 2022
Instrument	2566891
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N CEDAR ST, CHELAN, WA 98816

Tax Assessment & Valuation

The 2025 property tax bill for 409 N Cedar St was $2,826.

Source: Chelan County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Chelan County
Municipality	Chelan City
Unified School District	Lake Chelan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00	$386,213 (-4.07%) Land $124,950 Building $261,263	$386,213 (-4.07%) Land $124,950 Building $261,263
2024		$402,618 Land $124,950 Building $277,668	$402,618 Land $124,950 Building $277,668
2023	$1,770.00
2022		$298,953 Land $74,970 Building $223,983	$298,953 Land $74,970 Building $223,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 N Cedar St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N Cedar St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHELAN WATER DEPT serves 9,425 people · EPA ID WA5312300
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Chelan County PUD Fiber	1,000 / 1,000
Native Network Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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