409 N Bouknight Ferry Rd, Saluda, SC 29138 Property Records

Saluda County property record for 409 N Bouknight Ferry Rd, Saluda, SC 29138

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,692 sqft · built 1978
Lot Size	0.324 acres (14,132 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (May 2022)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`099-27-01-012`

Property Details

APN / Parcel Number

Primary APN	`099-27-01-012`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	14,132 sqft (0.324 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	409 N BOUKNIGHT FERRY RD
City	SALUDA
State	SC
Zip	29138-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED REF 858-267/1355-95/1365-276 PLAT REF 9-25
Legal Subdivision	MORGAN & SUSIE MITCHELL
Legal Lot Number	4
Jurisdiction	SALUDA SC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2038
Census Tract	960202

Owner

Source: Saluda County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	322 HOLLY CIR, NEWBERRY, SC 29108-8423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FEDERAL CREDIT UNION
May 17, 2022	Deed, Transfer · Stand-Alone First Mortgage SUSIE H MITCHELL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on Record
Deed Sale	May 17, 2022 · Amount on Record
Prior Sale	Nov 7, 2008
Deed Document Number	20227618
Deed Book / Page	1365 / 276
Prior Transfer Date	Nov 6, 2008
Prior Transfer Doc	0008580267
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Recording Date	Sep 17, 2026
Property Address	409 N BOUKNIGHT FERRY RD, SALUDA, SC 29138-1509
Document Number	0000020065
Book / Page	1572 / 31
Instrument Date	Sep 16, 2026
Instrument	202620065
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 HOLLY CIR, NEWBERRY, SC 29108-8423

Mortgage

Document Number	0000020065,
Date	Sep 17, 2026
Book Page	1572/31
Instrument	202620065

Lender

Name	ALLSOUTH FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SALUDA SC
Recording Date	May 17, 2022
Property Address	409 N BOUKNIGHT FERRY RD, SALUDA, SC 29138-1509
Document Number	001365/0276
Book / Page	1365 / 276
Instrument Date	Apr 8, 2022
Instrument	20220-00007618
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 HOLLY CIR, NEWBERRY, SC 29108-8423

Mortgage

Document Number	001365/0280
Date	May 17, 2022
Book Page	1365/280
Instrument	20220-00007619

Lender

Name	SUSIE H MITCHELL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Municipality	Saluda Town
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 (-2.81%)	$5,090 (-) Land $300 Building $4,790	$84,800 (-) Land $4,900 Building $79,900
2024	$2,274.00 (+2.94%)	$5,090 (-) Land $300 Building $4,790	$84,800 (-) Land $4,900 Building $79,900
2023	$2,209.00 (+8.6%) Homeowner's exemption	$5,090 (-) Land $300 Building $4,790	$84,800 (-) Land $4,900 Building $79,900
2022	$2,034.00	$5,090 Land $300 Building $4,790	$84,800 Land $4,900 Building $79,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALUDA CO W&S AUTHORITY serves 5,060 people · EPA ID SC4120001
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jun 2021 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Comporium.

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