409 N 7th St, McAllen, TX 78501 Property Records

Hidalgo County property record for 409 N 7th St, McAllen, TX 78501

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,454 sqft · built 1968
Lot Size0.178 acres (7,763 sqft)
OwnerIndividual Name on File
Last Sale$75,900 (Nov 2005)
Tax Bill$2,986 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jan 2019 Mortgage
APNC800000000001400

Property Details

APN / Parcel Number

Primary APNC800000000001400
Alternative APNs
  • R153956
  • 153956

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,454 sqft Living Area
Gross Area1,736 sqft
1st Floor Area1,454 sqft
Utility Area72 sqft
Utility RoomUtility Room
FlooringWood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,763 sqft (0.178 acres)
Lot Dimensions140 ft deep x 55 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area80 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 N 7TH ST
CityMCALLEN
StateTX
Zip78501-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionV. E. COOKS LOT 14
Legal SubdivisionV.E. COOKS - SML
Legal Tract14
Legal Block2
Legal Lot Number14
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group2
Census Block2009
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 N 7th St is owned by an individual who bought it in November 2005.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1605 VINTAGE LN, MISSION, TX 78572-4550
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 17, 2019Grant Deed, Transfer
DENNIS J WINDSCHEFFEL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2005 · Amount on File
Deed SaleNov 21, 2005 · Amount on File
Deed Document Number20051547035
Prior Transfer DateNov 14, 2005
Prior Transfer Doc0001547035
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address409 N 7TH ST, MCALLEN, TX 78501-2603
Transaction TypeMortgage
Record UpdatedApr 2, 2024
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 VINTAGE LN, MISSION, TX 78572-4550

Mortgage

Document Number0003529727
DateMar 11, 2024
Instrument3529727
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHIDALGO TX
Recording DateJan 17, 2019
Property Address409 N 7TH ST, MCALLEN, TX 78501-2603
Document Number0002979970
Instrument DateJan 3, 2019
Instrument2979970
Transaction TypeTransfer
Record UpdatedFeb 6, 2019
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1605 VINTAGE LN MISSION TX 785724550, MISSION, TX 78572-4550

Mortgage

Document Number2979971
DateJan 17, 2019
Instrument2979971
Lender
NameDENNIS J WINDSCHEFFEL
Address314 E MELROSE DR, SAN ANTONIO, TX 78212-2444
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term84 Months
DueJan 16, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 409 N 7th St was $2,986, up 10.3% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,900 (-1%) Land $55,894 Building $62,006$117,900 (-1%) Land $55,894 Building $62,006
2025$2,986.00 (+10.35%)$131,000 Land $55,894 Building $75,106$131,000 Land $55,894 Building $75,106
2024$2,706.00 (-16.99%)
2023$3,260.00 (+17.6%)$138,600 Land $34,934 Building $103,666$138,600 Land $34,934 Building $103,666
2022$2,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 N 7th St; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2020–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Smartcom Telephone, T-Mobile, TWIN.

Nearby Properties on N 7th St

Nearby Streets

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