409 N 77th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 409 N 77th Ave W, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,274 sqft · built 1951
Lot Size	0.103 acres (4,503 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Sep 2026)
Tax Bill	$2,574 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-3510-02810`

Property Details

APN / Parcel Number

Primary APN	`010-3510-02810`
Alternative APNs	`1016411` `1191193`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,274 sqft Gross Area
1st Floor Area	914 sqft
Basement Area	460 sqft
Finished Basement	460 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	4,503 sqft (0.103 acres)
Garage Area	368 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1191193
Street Address	409 N 77TH AVE W
City	DULUTH
State	MN
Zip	55807-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 AND SLY 1/2 OF LOT 25 SERIAL #
Legal Subdivision	NORTONS FAIRMOUNT PARK DIV OF
Legal Block	13
Legal Lot Number	24-25
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1005
Census Tract	3600

Owner

409 N 77th Ave W is owned by a company that bought it in September 2026 and is owner-occupied.

Source: St. Louis County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	3867 SANDBERG RD, DULUTH, MN 55810-9510
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Warranty Deed, Transfer LENDSERV NATIONAL TITLE
Jan 21, 2026	Deed, Transfer
Nov 9, 2017	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 19, 2017	Trustee's Deed, Foreclosure Foreclosure Auction
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICES OF DULUTH NEIGHBORHOOD HOUSING SERVICES OF DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Apr 30, 2025 · Amount on File
Deed Document Number	20261105613
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 3, 2026
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	0001105613
Instrument Date	Jun 10, 2026
Instrument	20261105613
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	LENDSERV NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$48,328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	3867 SANDBERG RD, DULUTH, MN 55810-9510

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 21, 2026
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	0001098413
Instrument Date	Jan 20, 2026
Instrument	1098413
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2716 W 9TH ST, DULUTH, MN 55806-1155
Investor	Possibly a Property Investor

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 9, 2017
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	00A1321942
Instrument Date	Aug 29, 2017
Instrument	A1321942
Transaction Type	Foreclosure
Record Updated	Nov 24, 2017

Transaction

Amount	Amount on Record
Tax	$39.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 77TH AVE W DULUTH MN 558071714, DULUTH, MN 55807-1714

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 19, 2017
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	000T989880
Instrument Date	Aug 29, 2017
Instrument	T989880
Transaction Type	Foreclosure
Record Updated	Oct 2, 2017

Transaction

Amount	Amount on Record
Tax	$39.00
Additional	Foreclosure Auction Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 77TH AVE W DULUTH MN 558071714, DULUTH, MN 55807-1714

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	00T1016495
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 77TH AVE W DULUTH MN 558071714, DULUTH, MN 55807-1714

Mortgage

Document Number	00T1016495
Date	Oct 22, 2019
Instrument	T1016495

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Bank
Address	DULUTH, MN 55805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Oct 21, 2032

Interest

Rate	5%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	409 N 77TH AVE W, DULUTH, MN 55807-1714
Document Number	00A1365939
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 77TH AVE W DULUTH MN 558071714, DULUTH, MN 55807-1714

Mortgage

Document Number	00A1365939
Date	Oct 23, 2019
Instrument	A1365939

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF DULUTH NEIGHBORHOOD HOUSING SERVICES OF DULUTH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Oct 22, 2032

Interest

Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 409 N 77th Ave W was $2,574 with a homeowner's exemption, down 21.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,574.00 (-21.91%) Homeowner's exemption
2025	$3,296.00 (+1.1%) Homeowner's exemption	$235,300 (+18.72%) Land $11,400 Building $223,900	$235,300 (+18.72%) Land $11,400 Building $223,900
2024	$3,260.00	$198,200 Land $10,500 Building $187,700	$198,200 Land $10,500 Building $187,700
2022		$194,700 Land $12,000 Building $182,700	$194,700 Land $12,000 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N 77th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N 77th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: Verizon.

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