409 N 4th St, McAllen, TX 78501 Property Records

Hidalgo County property record for 409 N 4th St, McAllen, TX 78501

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,428 sqft · built 1972
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$104,100 (Nov 2021)
Tax Bill$3,084 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2018 Mortgage
APNS565000000002400

Property Details

APN / Parcel Number

Primary APNS565000000002400
Alternative APNs
  • R289519
  • 289519

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
Gross Area1,998 sqft
1st Floor Area1,288 sqft
FlooringTile

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions105 ft deep x 67 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area258 sqft
Patio Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address409 N 4TH ST
CityMCALLEN
StateTX
Zip78501-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAINT ANN PLACE LOT 24
Legal SubdivisionSAINT ANN PLACE - SML
Legal Block1
Legal Lot Number24
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group1
Census Block1018
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 N 4th St is owned and occupied by an individual who bought it in November 2021.

Source: Hidalgo County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address409 N 4TH ST, MCALLEN, TX 78501-2511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2021Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Feb 26, 2018Vendor's Lien, Transfer · Conventional Mortgage
SECURITY SERVICE FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleFeb 26, 2018 · Amount on File
Deed Document Number20213278973
Prior Transfer DateOct 26, 2021
Prior Transfer Doc0003278973
Record UpdatedOct 29, 2026

November 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateNov 3, 2021
Property Address409 N 4TH ST, MCALLEN, TX 78501-2511
Document Number0003278973
Map ReferenceVOL 10 PG 43
Instrument DateOct 26, 2021
Instrument3278973
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyVALLEY LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 N 4TH ST, 409, MCALLEN, TX 78501-2511

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 N 4TH ST, MCALLEN, TX 78501-2511

Mortgage

Document Number0003278974
DateNov 3, 2021
Instrument3278974
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2036

February 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateFeb 26, 2018
Property Address409 N 4TH ST, MCALLEN, TX 78501-2511
Document Number0002891739
Map ReferenceVOL 10 PG 43
Instrument DateFeb 16, 2018
Instrument2891739
Transaction TypeTransfer
Record UpdatedNov 26, 2021
Title CompanyVALLEY LAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1942, MCALLEN, TX 78505-1942

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 N 4TH ST, MCALLEN, TX 78501-2511

Mortgage

Document Number0002891740
DateFeb 26, 2018
Instrument2891740
Lender
NameSECURITY SERVICE FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 409 N 4th St was $3,084, up 16.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,906 (-1.47%) Land $56,003 Building $107,903$163,906 (-1.47%) Land $56,003 Building $107,903
2025$3,084.00 (+16.64%)$166,354 Land $56,003 Building $110,351$166,354 Land $56,003 Building $110,351
2024$2,644.00 (-2.22%)
2023$2,704.00 (+17.62%)$114,953 Land $31,502 Building $83,451$114,953 Land $31,502 Building $83,451
2022$2,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 409 N 4th St; there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2025 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 409 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, Smartcom Telephone, T-Mobile, TWIN.

Nearby Properties on N 4th St

Nearby Streets

Search Property Records by Address or Parcel Number