Spokane County property record for 409 N 3rd St, Fairfield, WA 99012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,864 sqft · built 1923 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,170 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42241.0703 |
| Primary APN | 42241.0703 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,384 sqft |
| 2nd Floor Area | 480 sqft |
| Basement Area | 1,384 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 196 sqft |
| Patio Area | 280 sqft |
| Canopy | 280 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 409 N 3RD ST |
|---|---|
| City | FAIRFIELD |
| State | WA |
| Zip | 99012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COEYS ADD TO FAIRFIELD: S 200 FT OF N 340 FT OF E 1/2 OF BLK 21 |
| Legal Range | 44E |
| Legal Township | 22N |
| Legal Section | 24 |
| Legal Subdivision | COEYS ADD |
| Legal Block | 21 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 14300 |
409 N 3rd St is owned by two individuals who acquired it in December 2005.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 N 3RD ST, FAIRFIELD, WA 99012-9679 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 8, 2005 |
| Transfer Doc | 0005324345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 409 N 3RD ST, FAIRFIELD, WA 99012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007087321 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 7087321 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2026 property tax bill for 409 N 3rd St was $2,170, down 18.7% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Fairfield Town |
| Unified School District | Liberty School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,170.00 (-18.67%) | $310,600 Land $50,000 Building $260,600 | $310,600 Land $50,000 Building $260,600 |
| 2025 | $2,668.00 | ||
| 2024 | $341,800 (+47.2%) Land $23,000 Building $318,800 | $341,800 (+47.2%) Land $23,000 Building $318,800 | |
| 2023 | $2,606.00 (+19.43%) | $232,200 Land $23,000 Building $209,200 | $232,200 Land $23,000 Building $209,200 |
| 2022 | $2,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAIRFIELD serves 643 people · EPA ID WA5324450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
| Red Spectrum Communications Fixed Wireless | 25 / 5 |
May also be available: Hughes Computer Services, Ziply Fiber.
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