409 N 325 E, Valparaiso, IN 46383 Property Records

Porter County property record for 409 N 325 E, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 4,336 sqft · built 2003
Lot Size	9.58 acres (417,305 sqft)
Owner	Individual Name on Record
Last Sale	$791,587 (Sep 2026)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-10-09-376-004.000-020`

Property Details

APN / Parcel Number

Primary APN	`64-10-09-376-004.000-020`
Alternative APNs	`641009300026000020` `04000072305` `00000929862`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,336 sqft Living Area
Gross Area	4,960 sqft
1st Floor Area	3,131 sqft
Basement Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Asphalt
Lot Area	417,305 sqft (9.58 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	409 N 325 E
City	VALPARAISO
State	IN
Zip	46383-8312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARC IN E1/2 SW DESC DR401 P113 9-35-5 9.58A
Jurisdiction	PORTER IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1009
Census Tract	51009

Owner

Source: Porter County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 N 325 E, VALPARAISO, IN 46383-8312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK
Dec 31, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTIER BANK
May 16, 2019	Deed of Trust, Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	202619546
Prior Transfer Date	Oct 21, 2020
Prior Transfer Doc	0000036055
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Sep 24, 2026
Property Address	409 N 325 E, VALPARAISO, IN 46383-8312
Document Number	0000019546
Instrument Date	Aug 11, 2026
Instrument	202619546
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 325 E, VALPARAISO, IN 46383-8312

Mortgage

Document Number	0000019547,
Date	Sep 24, 2026
Instrument	202619547

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	409 N 325 E, VALPARAISO, IN 46383-8312
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 325 E, VALPARAISO, IN 46383-8312

Mortgage

Document Number	0000004234
Date	Mar 15, 2024
Instrument	2024-004234

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	409 N 325 E, VALPARAISO, IN 46383-8312
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007823
Date	Apr 8, 2022
Instrument	2022-007823

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	Dec 31, 2020
Property Address	409 N 325 E, VALPARAISO, IN 46383-8312
Document Number	0000036055
Instrument Date	Oct 21, 2020
Instrument	2020-036055
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 325 E, VALPARAISO, IN 46383-8312

Mortgage

Document Number	0000036056
Date	Dec 31, 2020
Instrument	2020-036056

Lender

Name	CENTIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	409 N 325 E, VALPARAISO, IN 46383-8312
Document Number	0000009723
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 N 325 E VALPARAISO IN 463838312, VALPARAISO, IN 46383-8312

Mortgage

Document Number	0000009723
Date	May 22, 2019
Instrument	9723

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 21, 2039

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Washington Township
Unified School District	East Porter County School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,767.00 (-4.98%) Homeowner's exemption	$649,100 (+6.71%) Land $162,700 Building $486,400	$649,100 (+6.71%) Land $162,700 Building $486,400
2024	$5,017.00 (-4.11%)
2023	$5,232.00 (+1.22%)	$608,300 Land $135,800 Building $472,500	$608,300 Land $135,800 Building $472,500
2022	$5,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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