409 N 1st St, Centerville, IN 47330 Property Records

Wayne County property record for 409 N 1st St, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1968
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$39,900 (Mar 2012)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Aug 2020 Refinance Nov 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-00355-00`

Property Details

APN / Parcel Number

Primary APN	`020-00355-00`
Alternative APNs	`89-10-20-310-114.000-007` `312031011400020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	312031011400020
Street Address	409 N 1ST ST
City	CENTERVILLE
State	IN
Zip	47330-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 3 WESTCOTT PLACE 1ST SUB DIV
Legal Subdivision	WESTCOTT PLACE FIRST ADDITION
Legal Lot Number	3
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1000
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Centerville Historic District listed 1971 · 115 contributing resources · NRIS 71000008
Individually Listed	Westcott Stock Farm listed 1998 · 8 contributing resources · NRIS 98001522

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

409 N 1st St is owned and occupied by an individual who bought it in March 2012.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK RICHMOND
Nov 2, 2007	Deed of Trust, Mortgage · VA Mortgage NATIONAL CITY MORTGAGE
Aug 22, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST BANK RICHMOND
Feb 8, 2006	Sheriff's Deed, Foreclosure · Conventional Mortgage UNITED COMMUNITIES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2012 · Amount on File
Deed Sale	Mar 6, 2012 · Amount on File
Prior Sale	Feb 17, 2012
Deed Document Number	20121679
Prior Transfer Date	Mar 2, 2012
Prior Transfer Doc	2012001679
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020006082
Date	Aug 4, 2020
Instrument	2020006082

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007011114
Date	Nov 2, 2007
Instrument	2007011114

Lender

Name	NATIONAL CITY MORTGAGE
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2037

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025006086
Date	Aug 22, 2025
Instrument	2025006086

Lender

Name	FIRST BANK RICHMOND
Type	Bank

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2035

February 2006: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	WAYNE IN
Recording Date	Feb 8, 2006
Property Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003
Document Number	2006001445
Instrument Date	Dec 28, 2005
Instrument	2006001445
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N 1ST ST, CENTERVILLE, IN 47330-1003

Mortgage

Document Number	2006001446
Date	Feb 8, 2006
Instrument	2006001446

Lender

Name	UNITED COMMUNITIES NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 409 N 1st St was $1,575, up 7.1% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Centerville Town
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00 (+7.07%)	$175,100 Land $23,500 Building $151,600	$175,100 Land $23,500 Building $151,600
2024	$1,471.00
2023		$132,800 (+0.84%) Land $18,000 Building $114,800	$132,800 (+0.84%) Land $18,000 Building $114,800
2022	$1,317.00 Homeowner's exemption	$131,700 Land $17,500 Building $114,200	$131,700 Land $17,500 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 N 1st St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2008–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 N 1st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER WORKS serves 2,533 people · EPA ID IN5289003
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: NLBC.

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