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409 Mountain View Rd, Reading, PA 19607 Property Records

Berks County property record for 409 Mountain View Rd, Reading, PA 19607

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,285 sqft · built 1948
Lot Size1.28 acres (55,757 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jun 2021)
Tax Bill$1,583 (2026)
Deeds & MortgagesMay 2018 Construction Loan
Jun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5305-07-58-0479

Property Details

APN / Parcel Number

Primary APN5305-07-58-0479
Alternative APNs
  • 39-5305-07-58-0479
  • 39410730
  • 410730

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,285 sqft Living Area
1st Floor Area1,285 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialAluminum/Vinyl
Lot Area55,757 sqft
View / LotNeighborhood
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39410730
Street Address409 MOUNTAIN VIEW RD
CityREADING
StatePA
Zip19607-9515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCARABELLO SUB
Legal Block58
Legal Lot Number4
JurisdictionBERKS PA
Township / Civil DivisionCUMRU
Census Block Group2
Census Block2031
Census Tract11603

Owner

Source: Berks County records · APN 5305-07-58-0479

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 MOUNTAIN VIEW RD, READING, PA 19607-9515
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 01, 2018Deed of Trust, Mortgage · Construction Mortgage
GATEWAY MORTGAGE GROUP INC
Jun 29, 2021Deed, Transfer · Conventional Mortgage
MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Prior SaleFeb 04, 2013 · Amount on Record
Deed Document Number202132550
Prior Transfer DateOct 30, 2006
Prior Transfer Doc0000097013
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address409 MOUNTAIN VIEW RD, READING, PA 19607-9515
Transaction TypeMortgage
Record UpdatedDec 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014180
DateMay 01, 2018
Instrument2018014180
Lender
NameGATEWAY MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeFixed Rate

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 29, 2021
Property Address409 MOUNTAIN VIEW RD, READING, PA 19607-9515
Document Number0000032550
Map ReferenceMB 206 PG 51
Instrument DateJun 18, 2021
Instrument2021032550
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address409 MOUNTAIN VIEW RD, READING, PA 19607-9515

Mortgage

Document Number0000032551
DateJun 29, 2021
Instrument2021032551
Lender
NameMORTGAGE AMERICA INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
County SubdivisionCumru Township
Unified School DistrictGovernor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,583.00 (+24.84%) Homeowner's exemption$79,700 (-) Land $43,500 Building $36,200$43,500 (-45.42%) Land $43,500
2024$1,268.00$79,700 Land $43,500 Building $36,200
1994$79,700 Land $43,500 Building $36,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110116032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1982 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 572 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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