Bergen County and Ridgewood Village property record for 409 Morningside Rd, Ridgewood, NJ 07450
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3,105 sqft · built 2020 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Apr 2021) |
| Tax Bill | $29,166 (2022) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01607-0000-00003-01 |
| Primary APN | 51-01607-0000-00003-01 |
|---|
| Building Area | 3,105 sqft Total Area |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 11,761 sqft (0.27 acres) |
| Street Address | 409 MORNINGSIDE RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1428 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R2 |
| Legal Description | .27 ACRES DISABLED VETERAN |
| Legal Block | 1607 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 47200 |
409 Morningside Rd is owned by two individuals who bought it in April 2021.
Source: Bergen County and Ridgewood Village records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1428 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed, Subdivision Related Transfer · VA Mortgage PARAMOUNT BANK |
| Apr 9, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Jul 3, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on File |
| Deed Sale | Apr 13, 2021 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 202154738 |
| Deed Book / Page | 4072 / 1002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 13, 2021 |
| Property Address | 409 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1428 |
| Document Number | 0040721002 |
| Book / Page | 4072 / 1002 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2021054738 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 155 E CENTER ST, MIDLAND PARK, NJ 07432-1680 |
| Name | Verified Name |
|---|---|
| Address | 409 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1428 |
| Document Number | 2021054739 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021054739 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 409 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1428 |
| Document Number | 0035820187 |
| Instrument Date | Apr 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2020 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 312 PULIS AVE FRANKLIN LAKES NJ 074172032, FRANKLIN LAKES, NJ 07417-2032 |
| Document Number | 0035820187 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 003582/000187 |
| Instrument | 20043273 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 3, 2018 |
| Property Address | 409 MORNINGSIDE RD, RIDGEWOOD, NJ 07450-1428 |
| Document Number | 0029850958 |
| Book / Page | 002985 / 000958 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 46980 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 155 E CENTER ST MIDLAND PARK NJ 074321680, MIDLAND PARK, NJ 07432-1680 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,067,200 (-) Land $340,800 Building $726,400 | $1,067,200 (-) Land $340,800 Building $726,400 | |
| 2025 | $1,067,200 Land $340,800 Building $726,400 | $1,067,200 Land $340,800 Building $726,400 | |
| 2023 | $1,067,200 Land $340,800 Building $726,400 | $1,067,200 Land $340,800 Building $726,400 | |
| 2022 | $29,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Morningside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Morningside Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures