409 Morgan St, Marshville, NC 28103 Property Records

Union County property record for 409 Morgan St, Marshville, NC 28103

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,559 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (May 2018)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-307-007`

Property Details

APN / Parcel Number

Primary APN	`02-307-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 MORGAN ST
City	MARSHVILLE
State	NC
Zip	28103-1254
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TMU MARSHV
Legal Description	7163-351
Legal Subdivision	MORGAN
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	4
Census Block	4012
Census Tract	20800

Owner

409 Morgan St, a rural home, is owned and occupied by an individual who bought it in May 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	409 MORGAN ST, MARSHVILLE, NC 28103-1254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on File
Deed Sale	May 25, 2018 · Amount on File
Prior Sale	Jul 17, 2015 · Amount on File
Deed Document Number	201814193
Deed Book / Page	7163 / 351
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 25, 2018
Property Address	409 MORGAN ST, MARSHVILLE, NC 28103-1254
Document Number	0007163351
Book / Page	7163 / 351
Instrument Date	May 25, 2018
Instrument	0014193
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MORGAN ST, MARSHVILLE, NC 28103-1254

Mortgage

Document Number	0000014194
Date	May 25, 2018
Instrument	0014194

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 409 Morgan St was $1,527.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Marshville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,300 (-) Land $41,900 Building $115,400	$157,300 (-) Land $41,900 Building $115,400
2025	$1,527.00	$157,300 Land $41,900 Building $115,400	$157,300 Land $41,900 Building $115,400
2023	$1,533.00	$133,900 Land $18,700 Building $115,200	$133,900 Land $18,700 Building $115,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Morgan St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MARSHVILLE serves 3,163 people · EPA ID NC0190015
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20