Stanly County property record for 409 Morgan Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,675 sqft · built 1951 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2005) |
| Tax Bill | $2,922 (2026) |
| Deeds & Mortgages | Oct 2025 Reverse Mortgage Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 654701186936 |
| Primary APN | 654701186936 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,675 sqft Finished Area |
| Basement Area | 1,139 sqft |
| Finished Basement | 1,139 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Area | 836 sqft |
| Porch | Porch |
| Porch Area | 440 sqft |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1554128 |
|---|---|
| Street Address | 409 MORGAN RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-5641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HSE 409 MORGAN RD 654701002 |
| Legal Subdivision | HENRY E FARMER |
| Jurisdiction | STANLY NC |
| Township / Civil Division | SOUTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 931002 |
409 Morgan Rd is owned by an individual who acquired it in February 2026.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 GRAYSTAR RD, APEX, NC 27502-6424 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Intrafamily Transfer, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC |
| Oct 29, 2025 | Affidavit of Death of Joint Tenant, Transfer SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2005 · Amount on File |
| Deed Sale | Jul 8, 2005 · Amount on File |
| Deed Book / Page | 1068 / 490 |
| Last Transfer Date | Feb 13, 2026 |
| Transfer Doc | 0000485161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 409 MORGAN RD, ALBEMARLE, NC 28001-5641 |
| Document Number | 0000482404 |
| Book / Page | 1899 / 443 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 482404 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MORGAN RD, ALBEMARLE, NC 28001-5641 |
| Document Number | 0000482405 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 482405 |
| Name | SOUTH RIVER MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 845 Months |
| Due | Mar 23, 2096 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 29, 2025 |
| Property Address | 409 MORGAN RD, ALBEMARLE, NC 28001-5641 |
| Document Number | 0000482406 |
| Book / Page | 1899 / 460 |
| Map Reference | MB 19 PG 134 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 482406 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 409 Morgan Rd was $2,922.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Albemarle City |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922.00 | $260,954 (-) Land $41,155 Building $219,799 | $260,954 (-) Land $41,155 Building $219,799 |
| 2025 | $2,922.00 | $260,954 Land $41,155 Building $219,799 | $260,954 Land $41,155 Building $219,799 |
| 2023 | $57.00 | $203,478 (-) Land $22,472 Building $181,006 | $203,478 (-) Land $22,472 Building $181,006 |
| 2022 | $57.00 | $203,478 Land $22,472 Building $181,006 | $203,478 Land $22,472 Building $181,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Morgan Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Morgan Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures