409 Mooney Dr, Joliet, IL 60435 Property Records

Will County property record for 409 Mooney Dr, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,744 sqft · built 1996
Lot Size	0.23 acres (10,126 sqft)
Owner	2 Company Names on Record
Last Sale	$195,000 (Jun 2017)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-12-108-025`

Property Details

APN / Parcel Number

Primary APN	`05-06-12-108-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Building Area	1,744 sqft Living Area
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,126 sqft (0.23 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	409 MOONEY DR
City	JOLIET
State	IL
Zip	60435-9416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 IN NORTHFIELD SUB UNIT 4, BEING A SUB OF PRT OF THE E1/2 NW1/4 OF SEC 12, T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	12
Legal Subdivision	NORTHFIELD UNIT 4
Legal Lot Number	44
Legal Unit	4
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	883206

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	409 MOONEY DR, JOLIET, IL 60435-9416
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK
Jun 9, 2017	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on Record
Deed Sale	Jun 9, 2017 · Amount on Record
Prior Sale	Oct 3, 2005 · Amount on Record
Deed Document Number	201744863
Last Transfer Date	May 20, 2025
Transfer Doc	0000037867
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jun 23, 2026
Property Address	409 MOONEY DR, JOLIET, IL 60435-9416
Document Number	0000037867
Instrument Date	May 20, 2025
Instrument	202637867
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	409 MOONEY DR, JOLIET, IL 60435-9416

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	409 MOONEY DR, JOLIET, IL 60435-9416
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042709
Date	Apr 15, 2021
Instrument	R2021042709

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 9, 2017
Property Address	409 MOONEY DR, JOLIET, IL 60435-9416
Document Number	0000044863
Instrument Date	May 15, 2017
Instrument	44863
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4043 OAK TREE LN PLAINFIELD IL 605865014, PLAINFIELD, IL 60586-5014

Mortgage

Document Number	44864
Date	Jun 9, 2017
Instrument	44864

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,471.00 (+13.52%)	$96,229 (+2.43%) Land $17,724 Building $78,505	$288,687 (+2.43%) Land $53,172 Building $235,515
2024		$93,950 (+22.15%) Land $16,358 Building $77,592	$281,850 (+22.15%) Land $49,074 Building $232,776
2022	$6,581.00 Homeowner's exemption Additional exemption filed	$76,913 Land $13,907 Building $63,006	$230,739 Land $41,721 Building $189,018

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1981–2006)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2006 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Bertram Communications, T-Mobile, Verizon.

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