409 Monterey Ln, San Clemente, CA 92672 Property Records

Orange County property record for 409 Monterey Ln, San Clemente, CA 92672

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 3 ba · 4,401 sqft · built 1984
Lot Size	0.083 acres (3,604 sqft)
Owner	2 Company Names on Record
Last Sale	$839,000 (May 2010)
Tax Bill	$10,883 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`692-034-06`

Property Details

APN / Parcel Number

Primary APN	`692-034-06`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	4,401 sqft Living Area
1st Floor Area	4,401 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Family
Lot Area	3,604 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	409 MONTEREY LN
City	SAN CLEMENTE
State	CA
Zip	92672-5391
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	N TR 785 BLK 5 LOT 5
Legal Subdivision	TRACT 785
Legal Tract	785
Legal Block	5
Legal Lot Number	5
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42108

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	305 CALLE PAISANO, SAN CLEMENTE, CA 92673-3063
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2010 · Amount on Record
Deed Sale	May 7, 2010 · Amount on Record
Prior Sale	Jan 7, 2010 · Amount on Record
Deed Document Number	2010216570
Last Transfer Date	Oct 21, 2024
Transfer Doc	0000291024
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2025
Property Address	409 MONTEREY LN, SAN CLEMENTE, CA 92672-5391
Document Number	0000346255
Map Reference	MB 23 PG 36&37
Instrument Date	Nov 24, 2025
Instrument	2025000346255
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CALLE PAISANO, SAN CLEMENTE, CA 92673-3063

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	409 MONTEREY LN, SAN CLEMENTE, CA 92672-5391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MONTEREY LN, SAN CLEMENTE, CA 92672-5391

Mortgage

Document Number	0000022230
Date	Jan 12, 2021
Instrument	2021000022230

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,104,653 (+2%) Land $750,019 Building $354,634
2025	$10,883.00 (+1.71%)	$1,082,994 (+4.04%) Land $735,313 Building $347,681
2024	$10,700.00 (+2.18%)
2023	$10,472.00 (+1.95%) Homeowner's exemption	$1,040,941 Land $706,760 Building $334,181
2022	$10,272.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1998–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Monterey Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures