Carroll County property record for 409 Monterey Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,372 sqft · built 1959 |
| Lot Size | 0.436 acres (19,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2022) |
| Tax Bill | $3,185 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-018665 |
| Primary APN | 07-018665 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,372 sqft Total Area |
| Attic | Attic |
| Attic Area | 150 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,000 sqft (0.436 acres) |
| Deck Area | 216 sqft |
| Patio Area | 754 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 018665 |
|---|---|
| Street Address | 409 MONTEREY DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 19 - 19,000 SF 409 MONTEREY DR 4-36 SULLIVAN HEIGHTS |
| Legal Subdivision | SULLIVAN HEIGHTS |
| Legal Lot Number | 19 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 507601 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 MONTEREY DR, WESTMINSTER, MD 21157-4616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Deed Book / Page | 10904 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 12, 2022 |
| Property Address | 409 MONTEREY DR, WESTMINSTER, MD 21157-4616 |
| Document Number | 0109040277 |
| Book / Page | 10904 / 277 |
| Map Reference | MB 4 FO 36 |
| Instrument Date | Sep 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0109040284 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 10904-0284 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,185.00 (+10.9%) | $279,100 (+43.05%) Land $97,600 Building $181,500 | $279,100 (+43.05%) Land $97,600 Building $181,500 |
| 2025 | $2,872.00 (+30.31%) | ||
| 2023 | $2,204.00 | $195,100 Land $97,600 Building $97,500 | $195,100 Land $97,600 Building $97,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Ting.
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