409 Montclair St, Bakersfield, CA 93309 Property Records

Kern County property record for 409 Montclair St, Bakersfield, CA 93309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,623 sqft · built 1986
Lot Size	0.209 acres (9,119 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Oct 2017)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Sep 2022 Transfer Oct 2017 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`020-560-18-00-2`

Property Details

APN / Parcel Number

Primary APN	`020-560-18-00-2`
Alternative APNs	`020-560-18-1` `0205601800` `02056018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	2,623 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	9,119 sqft (0.209 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	52 sqft
Patio Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	020560181
Street Address	409 MONTCLAIR ST
City	BAKERSFIELD
State	CA
Zip	93309-1796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 4227 , BLOCK , LOT 18
Legal Tract	4227
Legal Block	5
Legal Lot Number	18
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	5
Census Block	5004
Census Tract	1801

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Intrafamily Transfer, Transfer
Oct 31, 2017	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Oct 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Oct 31, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Feb 25, 2000 · Amount on Record
Deed Document Number	2017148804
Last Transfer Date	Sep 14, 2022
Transfer Doc	0000142918
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Sep 16, 2022
Property Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Document Number	0000142918
Map Reference	MB 30 PG 113&114
Instrument Date	Sep 14, 2022
Instrument	222142918
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Oct 31, 2017
Property Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Document Number	0000148804
Map Reference	MB30 PG113&114
Instrument Date	Oct 27, 2017
Instrument	0217148804
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796

Mortgage

Document Number	0000148805
Date	Oct 31, 2017
Instrument	0217148805

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Oct 31, 2017
Property Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Document Number	0000148802
Instrument Date	Sep 21, 2017
Instrument	148802
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6154 W ASHLAND CT VISALIA CA 932775570, VISALIA, CA 93277-5570

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Oct 31, 2017
Property Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Document Number	0000148803
Instrument Date	Sep 14, 2017
Instrument	148803
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5731 MELISSA WAY BAKERSFIELD CA 933089751, BAKERSFIELD, CA 93308-9751

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Oct 31, 2017
Property Address	409 MONTCLAIR ST, BAKERSFIELD, CA 93309-1796
Document Number	0000148801
Instrument Date	Sep 14, 2017
Instrument	148801
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6154 W ASHLAND CT VISALIA CA 932775570, VISALIA, CA 93277-5570

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$290,140 (+2%) Land $46,420 Building $243,720
2025	$3,958.00 (+3.48%) Homeowner's exemption	$284,452 (+4.04%) Land $45,510 Building $238,942
2023	$3,825.00 (+2.16%) Homeowner's exemption	$273,408 Land $43,744 Building $229,664
2022	$3,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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