Adams County property record for 409 Mistletoe St, Payson, IL 62360
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2026) |
| Tax Bill | $2,111 (2024) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180069902500 |
| Primary APN | 180069902500 |
|---|
| Lot Area | 18,000 sqft (0.41 acres) |
|---|
| Street Address | 409 MISTLETOE ST |
|---|---|
| City | PAYSON |
| State | IL |
| Zip | 62360-1123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 BLK 3 BRIARWOOD SUB FIRST ADDN LOT 17 |
| Legal Range | 7W |
| Legal Township | 3S |
| Legal Section | 17 |
| Legal Subdivision | BRIARWOOD SUB FIRST ADD |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10302 |
409 Mistletoe St is owned and occupied by two individuals who bought it in September 2026.
Source: Adams County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY |
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK AND TRUST COMPANY |
| Apr 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO |
| Apr 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANKERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2026 · Amount on File |
| Deed Sale | Sep 21, 2026 · Amount on File |
| Prior Sale | Apr 25, 2018 · Amount on File |
| Deed Document Number | 20265821 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 2020R07893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 0000005821 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20265821 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005822, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20265822 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000005823, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20265823 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 0000004138 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20264138 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 0000004138, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20264138 |
| Name | STATE BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Apr 29, 2026 |
| Property Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 2026R02460 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20262460 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Aug 27, 2020 |
| Property Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 2020R07893 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020R-07893 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 2020R07894 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 2020R-07894 |
| Name | FIRST BANKERS TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Apr 25, 2018 |
| Property Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 2018R03119 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2018R-03119 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MISTLETOE ST, PAYSON, IL 62360-1123 |
| Document Number | 2018R03120 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 2018R-03120 |
| Name | FIRST BANKERS TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Payson Township |
| Municipality | Payson Village |
| Unified School District | Payson Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,290 (+8.02%) Land $8,580 Building $31,710 | $120,870 (+8.02%) Land $25,740 Building $95,130 | |
| 2024 | $2,111.00 | $37,300 Land $7,940 Building $29,360 | $111,900 Land $23,820 Building $88,080 |
| 2022 | $33,010 Land $7,020 Building $25,990 | $99,030 Land $21,060 Building $77,970 | |
| 2021 | $1,856.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Mistletoe St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 409 Mistletoe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAYSON serves 1,386 people · EPA ID IL0010550 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
| Verizon Fixed Wireless | 300 / 20 |
| Illinois Net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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