Florence County property record for 409 Millstone Rd, Florence, SC 29505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,377 sqft · built 1991 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual on Record |
| Last Sale | $354,900 (Nov 2023) |
| Tax Bill | $1,179 (2023) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01514-02-011 |
| Primary APN | 01514-02-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,377 sqft Living Area |
| 1st Floor Area | 1,981 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Mixed |
| Garage Area | 320 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 409 MILLSTONE RD |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29505-3922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MULDROWS MILL LOT 11-B |
| Legal Subdivision | MULDROWS MILL SUBDIVISION |
| Legal Lot Number | 11-B |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 1400 |
Source: Florence County assessment roll, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 409 MILLSTONE RD, FLORENCE, SC 29505-3922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 3, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2023 · Amount on Record |
| Deed Sale | Nov 15, 2023 · Amount on Record |
| Prior Sale | Nov 3, 2021 · Amount on Record |
| Deed Document Number | 202336710 |
| Deed Book / Page | 1076 / 18 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 15, 2023 |
| Property Address | 409 MILLSTONE RD, FLORENCE, SC 29505-3922 |
| Document Number | 0010760018 |
| Book / Page | 1076 / 18 |
| Map Reference | MB 31 PG 370 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2023036710 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $923.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 MILLSTONE RD, FLORENCE, SC 29505-3922 |
| Document Number | 2023036711 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023036711 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Nov 3, 2021 |
| Property Address | 409 MILLSTONE RD, FLORENCE, SC 29505-3922 |
| Document Number | 0009580396 |
| Book / Page | 958 / 396 |
| Map Reference | MB 31 PG 370 |
| Instrument Date | Nov 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 MILLSTONE RD, FLORENCE, SC 29505-3922 |
| Document Number | 0000958402 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 958/402 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Municipality | Florence City |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,146 (-99.87%) Land $1,200 Building $12,946 | $353,662 (-98.66%) Land $30,000 Building $323,662 | |
| 2023 | $1,179.00 (-1.42%) Homeowner's exemption | $10,555,722 (+99,897.37%) Land $1,200,000 Building $9,355,722 | $26,389,307 (+9,9%) Land $3,000,000 Building $23,389,307 |
| 2022 | $1,196.00 Homeowner's exemption | $10,556 Land $1,200 Building $9,356 | $263,893 Land $30,000 Building $233,893 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 18 (1992–2016) |
| Claims Outside the SFHA | 7 of 18 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 81% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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