Kandiyohi County property record for 409 Miller St, Spicer, MN 56288
| Property Type | Single Family Home |
|---|---|
| Details | 816 sqft · built 1975 |
| Lot Size | 0.378 acres (16,474 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,600 (Mar 2024) |
| Tax Bill | $3,312 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-475-0110 |
| Primary APN | 85-475-0110 |
|---|
| Building Area | 816 sqft Total Area |
|---|---|
| Basement Area | 816 sqft |
| Finished Basement | 816 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Lot Area | 16,474 sqft (0.378 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Street Address | 409 MILLER ST |
|---|---|
| City | SPICER |
| State | MN |
| Zip | 56288-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLSON SUBDIVISION TO SPICER |
| Legal Range | 034 |
| Legal Township | 120 |
| Legal Section | 04 |
| Legal Subdivision | OLSON SUBDIVISION TO SPICER |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | SPICER |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 780400 |
409 Miller St is owned and occupied by an individual who bought it in March 2024.
Source: Kandiyohi County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Jul 19, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jan 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage GRANITE COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on File |
| Deed Sale | Mar 7, 2024 · Amount on File |
| Prior Sale | Jan 22, 2020 · Amount on File |
| Deed Document Number | 20241628347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Mar 8, 2024 |
| Property Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Number | 0000700109 |
| Instrument Date | Mar 7, 2024 |
| Instrument | 700109 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.58 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Number | 0000700110 |
|---|---|
| Date | Mar 8, 2024 |
| Instrument | 700110 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Jul 19, 2022 |
| Property Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Number | 0000688883 |
| Instrument Date | May 27, 2022 |
| Instrument | 688883 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Jan 22, 2020 |
| Property Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Number | 0000663988 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 663988 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | QUALITY TITLE OF WILLMAR INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MILLER ST, SPICER, MN 56288-9627 |
| Document Number | 0000663989 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 663989 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 409 Miller St was $3,312 with a homeowner's exemption.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Spicer City |
| Unified School District | New London-Spicer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,312.00 Homeowner's exemption | $220,000 (+0.59%) Land $28,000 Building $192,000 | $220,000 (+0.59%) Land $28,000 Building $192,000 |
| 2025 | $218,700 Land $28,000 Building $190,700 | $218,700 Land $28,000 Building $190,700 | |
| 2023 | $2,472.00 Homeowner's exemption | $172,600 Land $28,000 Building $144,600 | $172,600 Land $28,000 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Miller St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Miller St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Spicer serves 1,225 people · EPA ID MN1340010 |
|---|---|
| Water Source | Purchased groundwater from Glacial Lakes Sanitary Sewer/Water Dist |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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