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409 Medley St, Inlet Beach, FL 32461 Property Records

Walton County property record for 409 Medley St, Inlet Beach, FL 32461 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,568 sqft · built 2015
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Last Sale$1,295,000 (Apr 2024)
Tax Bill$8,935 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Apr 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN25-3S-18-16200-000-0720

Property Details

APN / Parcel Number

Primary APN25-3S-18-16200-000-0720
Alternative APNs
  • 25-318-16200-000-0720
  • 1050922

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,568 sqft Living Area
Gross Area3,683 sqft
1st Floor Area1,854 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions140 ft deep x 70 ft wide
Garage TypeAttached
Garage Area575 sqft
PorchFinished Screened Porch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 MEDLEY ST
CityINLET BEACH
StateFL
Zip32461-8593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72 WINTER GARDEN AT WATERSOUND PB 17-68 OR 2724-3174 OR 2929-3753 OR 2991-4587 OR 3060-2639 OR 3192-1448 OR 3321-2735
Legal Range018
Legal Township03S
Legal Section25
Legal SubdivisionWATERSOUND
Legal Block7
Legal Lot Number72
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2025
Census Tract950610

Owner

Source: Walton County records · APN 25-3S-18-16200-000-0720

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Line of Credit
COMMERCIAL BANK & TRUST COMPANY
Apr 15, 2024Warranty Deed, Transfer · Closed-End Mortgage
COMMERCIAL BANK & TRUST COMPANY
Sep 28, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Apr 12, 2021Warranty Deed, Transfer
AQUA TITLE SERVICES
Dec 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 15, 2024 · Amount on Record
Deed SaleApr 15, 2024 · Amount on Record
Prior SaleApr 12, 2021 · Amount on Record
Deed Document Number202412887
Deed Book / Page3321 / 2735
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
Transaction TypeMortgage
Record UpdatedApr 15, 2026
Title CompanyTEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MEDLEY ST, INLET BEACH, FL 32461-8593

Mortgage

Document Number0033921541
DateMar 27, 2026
Book Page3392/1541
Instrument20260011764
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
AddressMEMPHIS, TN 38117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 15, 2024
Property Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
Document Number0033212735
Book / Page3321 / 2735
Map ReferenceMB 17 PGS 68
Instrument DateApr 15, 2024
Instrument20240012887
Transaction TypeTransfer
Record UpdatedMay 22, 2024
Title CompanyBLUE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$9,065.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 NORMAN CT, WATERSOUND, FL 32461-7493

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MEDLEY ST, INLET BEACH, FL 32461-8593

Mortgage

Document NumberOR33212737
DateApr 15, 2024
Book PageOR3321/2737
Instrument20240012888
Lender
NameCOMMERCIAL BANK & TRUST COMPANY
TypeBank
Address510 S MENDENHALL RD, MEMPHIS, TN 38117
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term12 Months
DueApr 10, 2025

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MEDLEY ST, WATERSOUND, FL 32461-8593

Mortgage

Document Number0032680746
DateSep 28, 2022
Book Page3268/746
Instrument20220043230
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressPENSACOLA, FL 32503
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateApr 12, 2021
Property Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
Document Number0031921448
Book / Page3192 / 1448
Map ReferenceMB 17 PG 68
Instrument DateApr 05, 2021
Instrument20210017506
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyAQUA TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$6,265.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5944 BRAYMOORE DR, 5944, GALENA, OH 43021-9090

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MEDLEY ST, WATERSOUND, FL 32461-8593

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateDec 21, 2017
Property Address409 MEDLEY ST, INLET BEACH, FL 32461-8593
Document Number0030602639
Book / Page003060 / 002639
Instrument DateOct 03, 2017
Instrument41699
Transaction TypeTransfer
Record UpdatedJan 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5944 BRAYMOORE DR GALENA OH 430219090, GALENA, OH 43021-9090

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,935.00 (-4.88%)$1,027,456 (-0.09%) Land $189,000 Building $838,456$1,027,456 (-0.09%) Land $189,000 Building $838,456
2024$9,393.00 (+0.52%)
2023$9,344.00 (+6.83%)$1,028,359 (+8.95%) Land $146,041 Building $882,318$1,028,359 (+8.95%) Land $146,041 Building $882,318
2022$8,747.00$943,850 Land $162,106 Building $781,744$943,850 Land $162,106 Building $781,744

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 412 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020, other causes

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 602 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 241 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
WOW Internet, Cable & PhoneFiber1,000 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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