409 McCarthy Rd, Lemont, IL 60439 Property Records

Cook County property record for 409 McCarthy Rd, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 512 sqft · built 1878
Lot Size	0.182 acres (7,920 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Nov 2020)
Tax Bill	$3,429 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-20-435-011`

Property Details

APN / Parcel Number

Primary APN	`22-20-435-011`
Alternative APN	`22-20-435-011-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	512 sqft Living Area
1st Floor Area	512 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	409 MCCARTHY RD
City	LEMONT
State	IL
Zip	60439-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N J (BROWNS) ADD TO (LEMONT) SEC 20-37-11
Legal Range	11E
Legal Township	37N
Legal Section	20
Legal Subdivision	BROWNS ADD TO LEMONT
Legal Block	12
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	2
Census Block	2059
Census Tract	824004

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MCCARTHY RD, LEMONT, IL 60439-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Grant Deed, Transfer · Conventional Mortgage US BK
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	20207187
Prior Transfer Date	Nov 1, 2016
Prior Transfer Doc	0000046065
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Nov 23, 2020
Property Address	409 MCCARTHY RD, LEMONT, IL 60439-4036
Document Number	2032807187
Instrument Date	Sep 10, 2020
Instrument	32807187
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 MCCARTHY RD LEMONT IL 604394036, LEMONT, IL 60439-4036

Mortgage

Document Number	2032807188
Date	Nov 23, 2020
Instrument	32807188

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	409 MCCARTHY RD, LEMONT, IL 60439-4036
Document Number	1817746068
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	409 MCCARTHY RD LEMONT IL 604394036, LEMONT, IL 60439-4036

Mortgage

Document Number	1817746068
Date	Jun 26, 2018
Instrument	17746068

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,500 (+43.73%) Land $4,950 Building $11,550	$165,000 (+43.73%) Land $49,500 Building $115,500
2023	$3,429.00 (+23.04%)
2022	$2,787.00 Homeowner's exemption	$11,480 Land $4,356 Building $7,124	$114,800 Land $43,560 Building $71,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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