409 Massachusetts, Harlingen, TX 78552 Property Records

Cameron County property record for 409 Massachusetts, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	1,153 sqft · built 2000
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on Record
Last Sale	$162,700 (Oct 2021)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`165440-0020-010000`

Property Details

APN / Parcel Number

Primary APN	`165440-0020-010000`
Alternative APN	`68460`

Interior

Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,400 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	200 sqft
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	409 MASSACHUSETTS
City	HARLINGEN
State	TX
Zip	78552-7836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	LOT 10 BLK 2 CLEMENS ADDITION NO 1
Legal Subdivision	CLEMENS ADDITION NO 1
Legal Block	2
Legal Lot Number	10
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	3
Census Block	3004
Census Tract	11802

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Oct 25, 2021	Vendor's Lien, Transfer · Conventional Mortgage DIRECTIONS EQUITY LLC
Aug 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
May 29, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	202146147
Prior Transfer Date	Oct 22, 2021
Prior Transfer Doc	202146147
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836

Mortgage

Document Number	0202146149
Date	Oct 25, 2021
Instrument	2021-46149

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 22, 2024

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Oct 25, 2021
Property Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836
Document Number	202146147
Map Reference	VOL 15 PG 6
Instrument Date	Oct 22, 2021
Instrument	2021-46147
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	RIO GRANDE VALLEY ABSTRACT, RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836

Mortgage

Document Number	202146148
Date	Oct 25, 2021
Instrument	2021-46148

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	202146149
Date	Oct 25, 2021
Instrument	2021-46149

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Oct 22, 2024

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Aug 10, 2021
Property Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836
Document Number	202134684
Map Reference	VOL 15 PG 6
Instrument Date	Aug 9, 2021
Instrument	2021-34684
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALSIERRA TITLE COMPANY, SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836

Mortgage

Document Number	202134685
Date	Aug 10, 2021
Instrument	2021-34685

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	409 MASSACHUSETTS, HARLINGEN, TX 78552-7836
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23445/137
Date	May 29, 2018
Book Page	23445/137
Instrument	2018-00019556

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,746 (-0.81%) Land $47,730 Building $84,016	$131,746 (-0.81%) Land $47,730 Building $84,016
2025	$2,572.00 (+74.14%)	$132,819 (+8.89%) Land $47,730 Building $85,089	$132,819 (+8.89%) Land $47,730 Building $85,089
2023	$1,477.00 Additional exemption filed	$121,977 Land $33,670 Building $88,307	$121,977 Land $33,670 Building $88,307
2022	$1,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	20 (1982–2025)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 13 claims Hurricane Dolly, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T, Smartcom Telephone.

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