409 Marks Ln, Bardstown, KY 40004 Property Records

Nelson County property record for 409 Marks Ln, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,099 sqft · built 2012
Lot Size	6.52 acres (284,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,928 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70000-00-064.05`

Property Details

APN / Parcel Number

Primary APN	`70000-00-064.05`
Alternative APN	`72441`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,099 sqft Living Area
1st Floor Area	2,099 sqft
Basement Area	2,099 sqft
Finished Basement	2,099 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	284,011 sqft (6.52 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	72441
Street Address	409 MARKS LN
City	BARDSTOWN
State	KY
Zip	40004-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW SUB LT 69 PC15-23
Legal Subdivision	VALLEY VIEW SUB
Legal Lot Number	69
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	3
Census Block	3000
Census Tract	930500

Owner

409 Marks Ln is owned and occupied by two individuals.

Source: Nelson County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 MARKS LN, BARDSTOWN, KY 40004-9292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	409 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	0M1516/109
Date	Sep 9, 2025
Book Page	M1516/109
Instrument	2025005918

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	409 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	0M1439/498
Date	Oct 23, 2023
Book Page	M1439/498
Instrument	2023010928

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2048

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	409 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1305/392
Date	Mar 4, 2021
Book Page	M1305/392
Instrument	2021002710

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 409 Marks Ln was $5,928.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,928.00	$605,210 Land $109,268 Building $495,942	$605,210 Land $109,268 Building $495,942
2023	$4,407.00	$416,900	$416,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 409 Marks Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Marks Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Marks Ln

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