409 Maple Grove Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 409 Maple Grove Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,023 sqft · built 1937
Lot Size	0.499 acres (21,740 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2021)
Tax Bill	$2,962 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0530-00020`

Property Details

APN / Parcel Number

Primary APN	`010-0530-00020`
Alternative APN	`1112053`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,023 sqft Gross Area
1st Floor Area	1,023 sqft
Basement Area	512 sqft
Finished Basement	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	21,740 sqft (0.499 acres)
Garage Area	336 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1112053
Street Address	409 MAPLE GROVE RD
City	DULUTH
State	MN
Zip	55811-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 02 BLOCK:001 SERIAL #
Legal Subdivision	CITY HOME ACRES DULUTH
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2021
Census Tract	302

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 MAPLE GROVE RD, DULUTH, MN 55811-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage CITY OF DULUTH
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Feb 9, 2004 · Amount on Record
Deed Document Number	20211043119
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	409 MAPLE GROVE RD, DULUTH, MN 55811-4534
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001060746
Date	Sep 1, 2022
Instrument	1060746

Lender

Name	CITY OF DULUTH
Type	Government Agency

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 2, 2021
Property Address	409 MAPLE GROVE RD, DULUTH, MN 55811-4534
Document Number	0001043119
Instrument Date	Jun 29, 2021
Instrument	1043119
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$954.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MAPLE GROVE RD, DULUTH, MN 55811-4534

Mortgage

Document Number	0001043120
Date	Jul 2, 2021
Instrument	1043120

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,962.00 (+11.19%) Homeowner's exemption
2025	$2,664.00 (-14.18%) Homeowner's exemption	$233,000 (+7.23%) Land $68,800 Building $164,200	$233,000 (+7.23%) Land $68,800 Building $164,200
2024	$3,104.00	$217,300 (+7.47%) Land $57,000 Building $160,300	$217,300 (+7.47%) Land $57,000 Building $160,300
2022		$202,200 Land $54,600 Building $147,600	$202,200 Land $54,600 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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