Merced County property record for 409 Manuel Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,214 sqft · built 2022 |
| Lot Size | 0.175 acres (7,610 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $549,500 (Jun 2022) |
| Tax Bill | $7,240 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 428-360-002-000 |
| Primary APN | 428-360-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,214 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 7,610 sqft (0.175 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 428-360-002 |
|---|---|
| Street Address | 409 MANUEL CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 57 SUNRISE RANCH PHASE 3 SEC 13/10/10 |
| Legal Subdivision | 2017-03 SUNRISE RANCH PH 3 |
| Legal Lot Number | 57 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2306 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 409 MANUEL CT, LOS BANOS, CA 93635-5490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC |
| Oct 13, 2021 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on Record |
| Deed Sale | Jun 29, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2021 · Amount on Record |
| Deed Document Number | 202224632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 29, 2022 |
| Property Address | 409 MANUEL CT, LOS BANOS, CA 93635-5490 |
| Document Number | 0000024632 |
| Map Reference | VOL 84 PG 1-4 |
| Instrument Date | May 4, 2022 |
| Instrument | 2022024632 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 MANUEL CT, LOS BANOS, CA 93635-5490 |
| Document Number | 0000024633 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022024633 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 13, 2021 |
| Property Address | 409 MANUEL CT, LOS BANOS, CA 93635-5490 |
| Document Number | 0000045954 |
| Map Reference | VOL 84 PG 1-4 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021045954 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7815 N PALM AVE STE 101, 101, FRESNO, CA 93711-5531 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $528,000 (-0.56%) Land $140,000 Building $388,000 | |
| 2025 | $7,240.00 (-1.72%) Homeowner's exemption | $531,000 (+4.84%) Land $140,000 Building $391,000 |
| 2024 | $7,367.00 (+7.34%) | |
| 2023 | $6,863.00 (+264.86%) Homeowner's exemption | $506,500 Land $110,000 Building $396,500 |
| 2022 | $1,881.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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