McHenry County property record for 409 Main St, Upham, ND 58789
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.918 acres (39,992 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $873 (2023) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60000112075000 |
| Primary APN | 60000112075000 |
|---|
| Lot Area | 39,992 sqft (0.918 acres) |
|---|
| Street Address | 409 MAIN ST |
|---|---|
| City | UPHAM |
| State | ND |
| Zip | 58789-8921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0060-0001 BLK: 8 LOT: 4 ORIG UPHAM LOTS 4 THRU 9 BLK 8 |
| Legal Subdivision | ORIG UPHAM |
| Legal Block | 8 |
| Legal Lot Number | 4 - 9 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | UPHAM |
| Census Block Group | 1 |
| Census Block | 1171 |
| Census Tract | 955600 |
409 Main St is owned and occupied by two individuals who acquired it in August 2005.
Source: McHenry County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 MAIN ST, UPHAM, ND 58789-8921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2005 |
| Deed Sale | Aug 10, 2005 |
| Deed Document Number | 2005296878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Mar 22, 2022 |
| Property Address | 409 MAIN ST, UPHAM, ND 58789-8921 |
| Document Number | 0000330292 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 330292 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Title Company | MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 409 MAIN ST, ANAMOOSE, ND 58710-4033 |
| Document Number | 0000330293 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 330293 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Upham City |
| Unified School District | TGU Public School District 60 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,000 (-) Land $2,100 Building $33,900 | $72,000 (-) Land $4,200 Building $67,800 | |
| 2025 | $36,000 Land $2,100 Building $33,900 | $72,000 Land $4,200 Building $67,800 | |
| 2023 | $873.00 | $36,000 Land $2,100 Building $33,900 | $72,000 Land $4,200 Building $67,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 409 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 90% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPHAM serves 130 people · EPA ID ND2500956 |
|---|---|
| Water Source | Purchased groundwater from ALL SEASONS WD-SYSTEM I |
| Last State Inspection | May 2024 |
| Also Mapped Here | ALL SEASONS WD-SYSTEM V |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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