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409 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 409 Main St, Saugus, MA 01906 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,344 sqft · built 1964
Lot Size0.489 acres (21,305 sqft)
Owner2 Company Names on File
Last Sale$385,000 (Feb 2014)
Tax Bill$7,257 (2025)
Deeds & MortgagesJan 2023 Transfer
Dec 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSAUG M:012-B B:0004 L:0005

Property Details

APN / Parcel Number

Primary APNSAUG M:012-B B:0004 L:0005
Alternative APNs
  • M:012=B B:0004 L:0005
  • 4866006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area3,985 sqft
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Unfinished Basement1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,305 sqft (0.489 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number4866006
Street Address409 MAIN ST
CitySAUGUS
StateMA
Zip01906-3154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4
Legal Lot Number5
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group2
Census Block2008
Census Tract208401

Owner

Source: Essex County and Saugus Town records · APN SAUG M:012-B B:0004 L:0005

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address409 MAIN ST, SAUGUS, MA 01906-3154
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2014 · Amount on Record
Deed SaleFeb 06, 2014 · Amount on Record
Deed Book / Page33105 / 333
Last Transfer DateJan 19, 2023
Transfer Doc041414-370
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAUGUS MA
Recording DateJan 26, 2023
Property Address409 MAIN ST, SAUGUS, MA 01906-3154
Document Number041414-370
Book / Page41414 / 370
Instrument DateJan 19, 2023
Instrument20230126002360
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 MAIN ST, SAUGUS, MA 01906-3154

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address409 MAIN ST, SAUGUS, MA 01906-3154
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39284-179
DateDec 11, 2020
Book Page39284/179
Instrument20201211004130
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,257.00 (+6.24%)$679,500 (+5.94%) Land $330,500 Building $349,000$664,525
2024$6,831.00 (+2.91%)$641,400 (+8.8%) Land $300,500 Building $340,900
2023$6,638.00$589,500 Land $270,500 Building $319,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimMay 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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