Garfield County property record for 409 Main St, Garber, OK 73738
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1 ba · 2,500 sqft · built 1920 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (Apr 2005) |
| Tax Bill | $247 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26449 |
| Primary APN | 26449 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,500 sqft Total Area |
| 1st Floor Area | 2,500 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 3,500 sqft (0.08 acres) |
| Lot Dimensions | 140 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Wood |
| Account Number | 26449 |
|---|---|
| Street Address | 409 MAIN ST |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 5 BLOCK 11 SD-G47 GARBER SE/4 26-23-4 & SW/4 25-23-4 WIFE- SHARON K |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 26 |
| Legal Subdivision | GARBER 25-23-4 |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 1100 |
409 Main St, a commercial property, is owned by an individual who bought it in April 2005.
Source: Garfield County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 41, GARBER, OK 73738-0041 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2005 · Amount on File |
| Deed Sale | Apr 8, 2005 · Amount on File |
| Prior Sale | Jun 18, 1990 |
| Deed Book / Page | 1752 / 43 |
| Prior Transfer Date | Apr 4, 2005 |
| Prior Transfer Doc | 01752/0044 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Main St was $247.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,577 (+5.01%) Land $140 Building $2,437 | $20,609 (-64.01%) Land $1,116 Building $19,493 | |
| 2025 | $247.00 | $2,454 Land $133 Building $2,321 | $57,256 Land $1,750 Building $55,506 |
| 2023 | $229.00 | $2,226 Land $125 Building $2,101 | $31,270 Land $1,750 Building $29,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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