409 Main St, Colo, IA 50056 Property Records

Story County property record for 409 Main St, Colo, IA 50056

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,520 sqft · built 1976
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$836 (2025)
Flood Zone	Zone X (minimal risk)
APN	`12-08-256-150`

Property Details

APN / Parcel Number

Primary APN	`12-08-256-150`

Interior

Stories	1 Story
Building Area	2,520 sqft Gross Area
1st Floor Area	2,520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 MAIN ST
City	COLO
State	IA
Zip	50056-7723
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BLAIR'S ADD LOTS 4 & 5 BLK 11
Legal Range	21W
Legal Township	83N
Legal Section	08
Legal Subdivision	BLAIRS ADD (COLO)
Legal Block	11
Legal Lot Number	4,5
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	3
Census Block	3024
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 VOORHIES ST, COLO, IA 50056-1018
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Colo City
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+105.91%)	$49,500 (+120.98%) Land $10,000 Building $39,500	$49,500 (+120.98%) Land $10,000 Building $39,500
2024	$406.00 (-8.56%)
2023		$22,400 Land $3,800 Building $18,600	$22,400 Land $3,800 Building $18,600
2022	$444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLO WATER SUPPLY serves 853 people · EPA ID IA8520061
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Apr 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20