409 Main St, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 409 Main St, Arcade, NY 14009

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,606 sqft · built 1900
Lot Size	0.675 acres (29,403 sqft)
Owner	Individual Name on Record
Last Sale	$151,250 (Mar 2023)
Tax Bill	$3,959 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2019 Line of Credit
APN	`562001 183.13-1-39`

Property Details

APN / Parcel Number

Primary APN	`562001 183.13-1-39`
Alternative APN	`200118301300010390000000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,606 sqft Living Area
1st Floor Area	1,606 sqft
2nd Floor Area	1,000 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	29,403 sqft (0.675 acres)
Lot Dimensions	297 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	409 MAIN ST
City	ARCADE
State	NY
Zip	14009-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 22 TOWN 7 RANGE 4
Legal Block	1
Legal Lot Number	39.000
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	3
Census Block	3002
Census Tract	971000

Owner

Source: Wyoming County and Arcade Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MAIN ST, ARCADE, NY 14009-1113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Sep 20, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Sep 30, 2014 · Amount on Record
Deed Document Number	2023792
Deed Book / Page	816 / 30
Prior Transfer Date	Mar 6, 2023
Prior Transfer Doc	0008160030
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Mar 17, 2023
Property Address	409 MAIN ST, ARCADE, NY 14009-1113
Document Number	0008160030
Book / Page	816 / 30
Instrument Date	Mar 6, 2023
Instrument	792
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MAIN ST, ARCADE, NY 14009-1113

Mortgage

Document Number	0000000793
Date	Mar 17, 2023
Instrument	793

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	409 MAIN ST, ARCADE, NY 14009-1113
Document Number	0000003361
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MAIN ST ARCADE NY 140091113, ARCADE, NY 14009-1113

Mortgage

Document Number	0000003361
Date	Oct 11, 2019
Book Page	000959/000961
Instrument	3361

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 10, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Arcade Village
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,959.00 (+0.66%)
2025	$3,933.00 (+39.86%)	$103,000 (-) Land $15,700 Building $87,300	$119,800 (+4.68%) Land $18,261 Building $101,539
2023		$103,000 (-) Land $15,700 Building $87,300	$114,444 (+6.67%) Land $17,444 Building $97,000
2022	$2,812.00	$103,000 Land $15,700 Building $87,300	$107,292 Land $16,354 Building $90,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1989–1998)
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADE VILLAGE serves 2,630 people · EPA ID NY6000608
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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