409 Madison St, Sumner, IA 50674 Property Records

Bremer County property record for 409 Madison St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,346 sqft · built 1973
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Tax Bill$2,434 (2025)
Flood ZoneZone X (minimal risk)
APN04-23-476-009

Property Details

APN / Parcel Number

Primary APN04-23-476-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,346 sqft Living Area
1st Floor Area928 sqft
AtticAttic
Attic Area418 sqft
Basement Area928 sqft
Finished Basement600 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions132 ft deep x 79 ft wide
Garage TypeAttached
Garage Area1,332 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area576 sqft
Deck Area198 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address409 MADISON ST
CitySUMNER
StateIA
Zip50674-1339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 TODD S 78.5' E 132' LOT 36
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionTODD'S ADD
Legal Lot Number36
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1014
Census Tract4700

Owner

Source: Bremer County records · APN 04-23-476-009

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 MADISON ST, SUMNER, IA 50674-1339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,434.00 (+8.66%) Homeowner's exemption$185,420 (+17.46%) Land $19,750 Building $165,670$185,420 (+17.46%) Land $19,750 Building $165,670
2023$157,860 Land $15,800 Building $142,060$157,860 Land $15,800 Building $142,060
2022$2,240.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Hawkeye Telephone Company
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130

Based on FCC filings for 113 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Madison St

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