Jo Daviess County property record for 409 Madison St, Hanover, IL 61041
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (May 2011) |
| Tax Bill | $1,534 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-001-204-00 |
| Primary APN | 09-001-204-00 |
|---|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|
| Street Address | 409 MADISON ST |
|---|---|
| City | HANOVER |
| State | IL |
| Zip | 61041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J W WHITE'S ADD BLOCK 1 LOTS 8 & 9 |
| Legal Subdivision | J W WHITES ADD |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | JO DAVIESS IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 3 |
| Census Block | 3092 |
| Census Tract | 20402 |
409 Madison St is owned by an individual who bought it in May 2011.
Source: Jo Daviess County records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 664, HANOVER, IL 61041-0664 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2011 · Amount on File |
| Deed Sale | May 11, 2011 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 409 Madison St was $1,534, up 4.5% from the year before.
Source: Jo Daviess County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jo Daviess County |
| County Subdivision | Hanover Township |
| Municipality | Hanover Village |
| Unified School District | River Ridge Community Unit School District 210 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,534.00 (+4.5%) | $26,289 (+10.11%) Land $1,395 Building $24,894 | $78,874 (+10.11%) Land $4,185 Building $74,689 |
| 2024 | $1,468.00 Additional exemption filed | $23,875 Land $1,267 Building $22,608 | $71,632 Land $3,801 Building $67,831 |
| 2022 | $1,318.00 Additional exemption filed | $20,616 Land $1,094 Building $19,522 | $61,854 Land $3,282 Building $58,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Madison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Madison St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER serves 863 people · EPA ID IL0850250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Jo-Carroll Energy Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
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