409 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 409 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,768 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2025)
Tax Bill	$5,129.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`028821-1070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,768 sqft Living Area
Gross Area	2,230 sqft Gross Area
1st Floor	1,768 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Area	336 sqft Pool
Deck Area	Deck Area
Patio Area	210 sqft Patio
Porch Area	394 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	409 MACKENZIE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-3434
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 107 OR6084/266
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	107
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4014
Census Tract	20905

Owner

Source: St. Johns County records · APN 028821-1070

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3434
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	May 22, 2007 · Amount on Record
Deed Doc Number	20253395
Deed Book / Page	6084 / 266
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	409 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3434
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3434

Mortgage

Document Number	0050370420
Date	Sep 09, 2020
Book Page	5037/420
Instrument	2020076312

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,682 (-3.48%) Land $70,000 Building $273,682	$343,682 (-3.48%) Land $70,000 Building $273,682
2025	$5,129.00 (+207.68%)	$356,074 (+133.98%)	$356,074 (+0.23%) Land $70,000 Building $286,074
2024	$1,667.00 (+2.27%) Homeowner's exemption	$152,184 (+3%)	$355,271 (+0.53%) Land $80,000 Building $275,271
2023	$1,630.00 (+3.89%) Homeowner's exemption	$147,751 (+3%)	$353,389 (+6.66%) Land $82,790 Building $270,599
2022	$1,569.00 Homeowner's exemption	$143,448	$331,320 Land $73,920 Building $257,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,299 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.