Haywood County property record for 409 Lucerne Dr, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,950 sqft · built 2003 |
| Lot Size | 2.94 acres (128,154 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Sep 2017) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8633-65-8885 |
| Primary APN | 8633-65-8885 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Heated Area |
| Gross Area | 4,005 sqft |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1,950 sqft |
| Finished Basement | 1,950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 128,154 sqft (2.94 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 249663 |
|---|---|
| Street Address | 409 LUCERNE DR |
| City | CANTON |
| State | NC |
| Zip | 28716-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #38 MOUNT CHALET DEVELOPMENT & OFF LUCERNE DR |
| Legal Subdivision | MOUNT CHALET |
| Legal Unit | 38 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | PIGEON |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 921301 |
Source: Haywood County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 517 WATTS AVE, GREENVILLE, SC 29601-4357 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on Record |
| Deed Sale | Sep 29, 2017 · Amount on Record |
| Prior Sale | Aug 7, 2014 · Amount on Record |
| Deed Document Number | 20179013 |
| Deed Book / Page | 937 / 1322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Sep 29, 2017 |
| Property Address | 409 LUCERNE DR, CANTON, NC 28716-7521 |
| Document Number | 0009371322 |
| Book / Page | 937 / 1322 |
| Map Reference | CAB C SL2990 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2017009013 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 MIDDLETON PL, 105, PONTE VEDRA BEACH, FL 32082-3914 |
| Name | Verified Name |
|---|---|
| Address | 409 LUCERNE DR, CANTON, NC 28716-7521 |
| Document Number | 2017009014 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 2017009014 |
| Name | PARK STERLING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2032 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,900 (-) Land $52,300 Building $445,600 | ||
| 2025 | $3,395.00 | $497,900 (-) Land $52,300 Building $445,600 | $497,900 (-) Land $52,300 Building $445,600 |
| 2023 | $497,900 Land $52,300 Building $445,600 | $497,900 (-) Land $52,300 Building $445,600 | |
| 2021 | $497,900 Land $52,300 Building $445,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 13 (2004–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
May also be available: Zito Media.
5G (outdoors only) and 4G LTE
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