409 Lucas Rd, Cochran, GA 31014 Property Records

Bleckley County property record for 409 Lucas Rd, Cochran, GA 31014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,343 sqft · built 2003
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (May 1998)
Tax Bill$3,357 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNB39A 062

Property Details

APN / Parcel Number

Primary APNB39A 062
Alternative APNs
  • M26 020C
  • 5393

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,343 sqft Heated Area
1st Floor Area2,343 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Garage Area506 sqft
PorchSlab
Porch Area452 sqft
Lean-To420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number5393
Street Address409 LUCAS RD
CityCOCHRAN
StateGA
Zip31014-2251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description409 LUCAS RD
Legal SubdivisionA-HWY87N LUCASRD&BY-PASS
JurisdictionBLECKLEY GA
Township / Civil DivisionCOCHRAN
Census Block Group1
Census Block1091
Census Tract790100

Owner

Source: Bleckley County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address409 LUCAS RD, COCHRAN, GA 31014-2251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FEDERAL CREDIT UNION
May 23, 2019Deed of Trust, Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 1998 · Amount on Record
Deed SaleMay 28, 1998 · Amount on Record
Deed Book / Page173 / 239
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLECKLEY GA
Property Address409 LUCAS RD, COCHRAN, GA 31014-2251
Transaction TypeMortgage
Record UpdatedAug 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LUCAS RD, COCHRAN, GA 31014-2251

Mortgage

Document Number0000000454/0000000752
DateJul 14, 2021
Book Page0000000454/0000000752
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLECKLEY GA
Property Address409 LUCAS RD, COCHRAN, GA 31014-2251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 LUCAS RD, COCHRAN, GA 31014-2251

Mortgage

Document Number0000000432/0000000166
DateMay 23, 2019
Book Page0000000432/0000000166
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyBleckley County
Unified School DistrictBleckley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,712 (+11.68%) Land $16,040 Building $126,672$356,780 (+11.68%) Land $40,100 Building $316,680
2025$3,357.00 (+7.36%) Homeowner's exemption$127,792 (+11.4%) Land $13,680 Building $114,112$319,480 (+11.4%) Land $34,200 Building $285,280
2023$3,127.00 (-10.17%) Homeowner's exemption$114,712 (-3.08%) Land $12,280 Building $102,432$286,780 (-3.08%) Land $30,700 Building $256,080
2022$3,481.00 Homeowner's exemption$118,352 Land $13,680 Building $104,672$295,880 Land $34,200 Building $261,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Sparklight.

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