409 Loy St, Meeker, OK 74855 Property Records

Lincoln County property record for 409 Loy St, Meeker, OK 74855

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 576 sqft · built 2022
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$79,500 (Jun 2024)
Tax Bill	$716 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15737`

Property Details

APN / Parcel Number

Primary APN	`15737`
Alternative APN	`4500-00-010-005-0-000-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	384 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Metal
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	15737
Street Address	409 LOY ST
City	MEEKER
State	OK
Zip	74855-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 10 W 5' LOT 4 & ALL LTS 5 & 6 LESS W 5' LOT 6 MEEKER 12-4-20-155-010-002
Legal Range	20E
Legal Township	04N
Legal Section	12
Legal Subdivision	MEEKER (20-12-4)
Legal Block	10
Legal Lot Number	4-6
Jurisdiction	LINCOLN OK
Township / Civil Division	MEEKER
Census Block Group	2
Census Block	2009
Census Tract	961401

Owner

409 Loy St is owned and occupied by two individuals who bought it in June 2024.

Source: Lincoln County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 LOY ST, MEEKER, OK 74855-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Dec 15, 2022 · Amount on File
Deed Document Number	20243680
Deed Book / Page	2560 / 71
Prior Transfer Date	May 23, 2024
Prior Transfer Doc	0002560/71
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Dec 15, 2022
Property Address	409 LOY ST, MEEKER, OK 74855
Document Number	002495/666
Book / Page	2495 / 666
Instrument Date	Dec 5, 2022
Instrument	I-2022-009376
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 LOY ST, MEEKER, OK 74855

Mortgage

Document Number	I2022009377
Date	Dec 15, 2022
Instrument	I-2022-009377

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 409 Loy St was $716 with a homeowner's exemption, up 15.5% from the year before.

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Municipality	Meeker Town
Unified School District	Meeker Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,754 (+3%) Land $315 Building $8,439	$79,582 (-3.63%) Land $2,866 Building $76,716
2025	$716.00 (+15.48%) Homeowner's exemption	$8,499 (+21.22%) Land $312 Building $8,187	$82,582 Land $3,027 Building $79,555
2024	$620.00 Homeowner's exemption	$7,011 Land $334 Building $6,677
2022	$27.00	$334 Land $334	$3,036 Land $3,036

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 409 Loy St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Loy St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEEKER PUBLIC WORKS AUTHORITY serves 1,044 people · EPA ID OK3004108
Water Source	Purchased surface water from SHAWNEE MUNICIPAL AUTHORITY
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Vyve Broadband Cable	2,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: CVEC Fiber, Verizon.

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