Ravalli County property record for 409 Lost Horse Rd, Hamilton, MT 59840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,873 sqft · built 1982 |
| Lot Size | 7.95 acres (346,302 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,763 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1350528 |
| Primary APN | R1350528 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 346,302 sqft (7.95 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 389 sqft |
| Shed | 1 Shed |
| Shed Area | 20 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0001237700 |
|---|---|
| Street Address | 409 LOST HORSE RD |
| City | HAMILTON |
| State | MT |
| Zip | 59840-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLOS HEIGHTS ORCHARD NO 1, S09, T04 N, R21 W, BLOCK 5, LOT PT 5 & 6, ACRES 7.95, AMEND SUB PLAT #577 PARCEL A |
| Legal Range | 21W |
| Legal Township | 04N |
| Legal Section | 09 |
| Legal Subdivision | CHARLOS HEIGHTS ORCHARD NO 1 |
| Legal Block | 5 |
| Legal Lot Number | PT |
| Jurisdiction | RAVALLI MT |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1130 |
| Census Tract | 501 |
409 Lost Horse Rd is owned by a company that acquired it in December 2025.
Source: Ravalli County records, as of September 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 409 LOST HORSE RD, HAMILTON, MT 59840-9764 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 |
| Deed Sale | Dec 16, 2025 |
| Prior Sale | May 9, 2014 |
| Deed Document Number | 2025811065 |
| Prior Transfer Date | Dec 8, 2025 |
| Prior Transfer Doc | 0000811065 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 409 Lost Horse Rd was $4,763, up 134.5% from the year before.
Source: Ravalli County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Ravalli County |
| Unified School District | Darby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,763.00 (+134.52%) | $653,490 (-) | |
| 2025 | $2,031.00 | $653,490 | $653,490 Land $229,800 Building $423,690 |
| 2023 | $2,855.00 | $530,790 | $530,790 Land $159,420 Building $371,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 Lost Horse Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 409 Lost Horse Rd is very high, ranking above 92% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 92% of Montana |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Grizzly Broadband Fixed Wireless | 32 / 32 |
4G LTE (outdoors only), no 5G reported
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